Applied Credit Card ApplicationCredit card application used
You' ll quickly see how likely it is that you will be approved if you choose to submit an application through our FastCheck services - this has no effect on your creditworthiness. We at Fluid will take a good look at your circumstances to see if we can give you the credit you need and can afford. At Fluid, we will take a good look at your current circumstances to see if we can give you the credit you need and can afford. Your credit is your best bet.
You' ll quickly see how likely it is that you will be approved if you choose to submit an application through our FastCheck services - this has no effect on your creditworthiness. Before applying for a fluid card, what do I need to know? When you have a hard copy application you can do both:
Please go to the web site above and submit your application for a faster answer on-line. Complete the following forms (make sure you provide all the information requested by us), reading, signing and dating the credit contract on the other side. See how your credit history improves by using your credit history - go to the Money Advice service and learn more about how to use your credit history.
But if you still want to find out how likely it is that you will be acceptable for a fluid card, you can do so by clicking FastCheck on the home page of our website - this has no effect on your creditworthiness. As soon as we have authorized your request, we will ship your credit card to you.
Do not forget to immediately write your new card with a ball point pens. Because of security reasons we will transfer your personal identification number to your card only. Insert your card and obey the directions. You will find that your card will be acceptable wherever you see the Mastercard label - currently 36 million locations around the world.
You will be billed a currency charge every year you use your card abroad. Give us the 16-digit number of the card from which you want to send the funds. A credit voucher transfers what you have owed from another UK credit card to your Fluids credit card. It is not possible to credit customer loyalty or any other card provided by NewDay.
Four to six week before your card is due to run out, we will create a new card for you to use. When your card runs out soon, you should get it soon. And if you don't have a fluid card and would rather not have anything from us, please call us on 0333 414 1090* and we will remove your data from our data base.
While you may not generally share the information you use to sign up for our on-line services with third parties, you may share that information with a TPP. You will hear a peep or a go-ahead signal that your transaction is being handled. For added safety, we can verify the card that is still in your hand.
In addition, if your card is new or a substitute, you will need to input your personal identification number (PIN) for the first transactions you wish to make. For added safety, we can verify the card that is still in your hand. In the event that your card is misplaced or theft occurs, you must notify us as soon as possible.
You must make a one-time deposit with your personal identification number (PIN). Once you find that your card is absent, call us on 0333 414 1090*. When you are not sure whether a transactions on your account is real, or when you think someone is using your card without your consent, call us on 0333 414 1090*.
However, by storing your data securely and your credit card and your personal identification number securely, you can help make it less likely. It' a good suggestion to review your credit files from time to time - go to the Money Advice Service and find out how to do this. We will never ask you for your full card or your personal identification number when we call you.
Should you believe that someone could use your card without your consent, please call 0333 414 1090*. When we believe that your card is at risk of being defrauded, we stop all payments you attempt to make. Remember that we only lock money if you have approved the merchant for the amount of money to be locked from your card.
When we send you a new credit card, the card number, expiration date and three-digit safety number on the back (the "CVV number") have change. That means you need to upgrade your card information for all periodic transactions you have made. If you wish to lower your credit limits at any point, just call Customer Service.
It is also possible to select how we should administer your credit preference. Every three months, you will be sent a declaration from us stating where and when you used your Fluids credit card, along with the amount you used. The credit card is a good option for short-term loans, so you should not pay the minimal amount per months in the long run.
When you have a credit or used your card, you should get a bill every months. If you are a Fluids client, you have the advantage of being able to change your preferred date of receipt. Every three months you will get a declaration from us stating where and when you used your credit card together with the amount you used.
Always try to make as much monthly payments as possible - this will help you reduce your credit more quickly and cut interest rates. Otherwise, please wait up to 7 business days for your transaction to complete before attempting to reuse your liquid credit card.
Normal settlement times: See the "How do we make different balance payments" section of your credit card agreement for more information. At least you must make your minimal deposit by the due date. At any time during the whole period you can make your monthly settlement, even if you have not yet recieved your invoice.
More than one monthly fee can be paid. If, for any reasons, you cannot make a purchase, please call customer service as soon as possible and we will do everything we can to help. Doing so could make it more difficult and more costly for you to obtain loans in the market.
If for any reasons you cannot make a purchase, please call Customer Service as early as possible and we will do everything we can to help. Possible backlogs are also recorded in the request for funds. It is possible to make the required payments using the method of payments indicated on your invoice.
The payment can be made using the payment method indicated on your invoice. Possible backlogs are also recorded in the payment request. Or if you wish, you can select from various direct debit schemes, such as the payment required on your bank account card, the full amount due or a set amount.
In order to help you reduce your credit more quickly and reduce interest, you can make an increased deposit. Plus, a boost payout that varies according to your credit balances. Boosted payments can be made either manual on-line or by telephone, or by creating or modifying an established direct debit. Amount of the increased payout can fluctuate each and every months according to your account status, so it is important that you review your settlement.
They can make Hosted payment either manual on-line or via our dedicated support line. It is also possible to create or modify an existent debit memo to make increased payment. Amount of the increased payment can vary each and every months according to your account status, so it is important that you review your settlement.
It can be selected as your direct debit transaction or by making your purchases manually each year. It is possible to make the required part of the purchase in one of the ways indicated on your invoice. It can take up to 6 business days to set up a direct debit (not counting the business days on which you make the request).
We will inform you when you create your direct debit if it is valid for your next term of credit. In the following monthly period your direct debit will be available for your payments. Note that your local branch may reverse a direct debit after a rest period of 13m.
This document will also give you further information about your direct debit procedure. When you make an extra deposit, your direct debit amount will be reduced by the amount you pay three or more business workingdays prior to the due date of your deposit. You will be notified when your transactions have altered your direct debit amount during the course of the current year.
Yes, you can modify your due date three time a year. Please contact our support team if you wish to modify your credit period. Under certain conditions, we may be able to suspend your card until you raise your refunds. As long as you remain within your credit limits, you can continue to use your card as usual, but we cannot provide you with credit enhancements.
Under certain conditions, we may need to suspend your card until you raise your refunds. In order to help you, we have implemented Boosted Payments. It is a higher floating rate payout that will clear your credit more quickly and help you avoid interest. Interest rate policy has a major influence on interest rate levels in general, so we want to make sure that you can clearly see how changes in interest rate policy influence the interest rate you are billed.
There is a straight line between your interest rate and the bank rate so that the interest rate you are paying will vary as the bank rate changes. Paying your entire remaining amount every full and timely payment of each monthly amount will not alter the amount you paid.
There is a straight connection between your interest rate and the base rate. There is a straight line between your interest rate and the base rate of the Bank of England so that the interest rate you are paying is always in line with any changes in the base rate.