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Lloyds' new low interest rate was heralded after Labour Party Tsar John McDonnell talked about limiting credit card interest to help the many Britons in crisis with indebtedness. Lloyds credit card also has no charges if you transfer funds to the card in the first 90 trading day, and no annuity.
However, only those with high credit ratings will be able to profit from the low interest of 5.7%. Almost half of the petitioners are only considered for the much higher quota of either 10. Not only are they the only firm to be offering low interest rates creditcards, let's have a look at some of the others:
85 percent this is not a million mile from Lloyds' offer. AA Card also provides 3 month 0% interest on purchase and transfer and the ability to fund your credit finance on the go with the AA Credit Card application. It provides a relatively low annual percentage rate of charge of 5.
Halifax Flexicard provides 6. You can also choose installment options from 2 to 36 month. But not all credit card companies are aimed at those who are looking for the cheapest possible rates of coverage. When you spend a great deal on it and have no qualms about making your money every month, a credit card with a higher APR, but with reward and bonus, might be a better one.
They have a high APR of 22.9% so you don't want to miss any payment but they provide 5% cash back for the first 90 to £100 and then 1% after that. British-airways credit card, American Express. Are you a regular flier then this could help you safe a lot of time.
Don't be afraid, there's a credit card for that. Barclaycard Hilton offers you one free overnight stay at select Hilton properties if you spent 750 within the first 3 month, and you earn points for every additional £1 rebate you spent afterwards. In order to check out these credit card and more, please go to our check out page here.