Best Rated Mortgage Lenders 2016

Top-rated mortgage lenders 2016

Mortgage credit decision issues Do I tend to get a professional mortgage? Prior to the credit crunch 10 years ago it was not hard to find a mortgage worth 95% or even 100% LTV and at more than fivefold your pay grade - in fact it has since become clear that it was too simple and a monetary catastrophe just sitting there awaiting it.

Mortgage loans as such have become more difficult to be acceptable for then, with tougher rules taking effect that ensure that mortgage loans are only given to those who can actually afford them. Guarantors lenders are always interested to point out that you do not need a review of your mortgage to get their loans, just a boyfriend or relative who has a good mortgage record and is able to act as a guarantee.

To those with a bad credit standing, this kind of loans offers a remedy to a dilemma - they can make the loans repayable but are not able to get loans due to the previously negative lending record. Over the past few years, we have seen not only some historic low mortgage interest but also a surge in real estate investment.

Now, the flood can at last turn, as lenders begin to raise their mortgage interest rate, and the buy-to-loan numbers fall in the course of the new rules.

Unveiled: Best lenders in Britain at the moment

This year Halifax is the Best Overall Mortgage Lender Awards recipient at the prestigious 2008 Your Mortgage Awards. Find the complete guidelines for this year's prizewinners here. Her editor-in-chief for mortgage, Paula John, said about winning Halifax: "With around 150 years of mortgage creation expertise to satisfy the needs of home buyers, moving companies and remortgaggers, it's no wonder so many are choosing the sharp interest rate and flexibility functions from the budget name they rely on to help them buy a home.

It is the outcome of huge investments in engineering in order to establish groundbreaking technologies, procedures and tools, to train our employees, to offer first-class services, and to customize our product and services after receiving customer input, careful attention and observing the larger markets.

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