Cash Loan no interest
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Find out if a personal loan is right for you. Because we are a conscientious creditor, we do not loan you more than you can afford. Your loan will be paid in full. Amount credited: 300 for 6 month. Liabilities total: 554.58 in six payments of 92.43 pounds. Overall fee for loans: £254.58 (interest only). Discount 169.7% pa (fixed).
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Almost two-thirds of single-parent homes in Drumchapel, Glasgow, have taken out credits with interest rates between 150 and 400 APR. They often have a low income and cannot afford credit from main roads bank. It will soon be impracticable to repay the usurious interest on their loan, and the position will get out of hand.
A new Community Interest Firm named Skotcash was founded in October 2006 to provide an emergency exit for those in difficulty. In 18 and a half years, 1,500 individuals had borrowed from a loan from Skotcash at an interest of 20 to 25 percent on a daily basis. More than 300 persons were also assisted by the firm in opening a banking and 140 a saving accounts.
So far, Susan McClelland, CIC' s Senior Loan Officer, says that in the past year, Credit cash has helped the fellowship save 1.3 million in cash paid to high-priced creditors. Part of the company's performance is attributable to the fact that borrower repaid full amounts of scot cash on a timely basis. "Repaying people's credits well will help us to be self-sustaining and to keep giving credits and help them.
Besides the fact that a Community Interest Company was much faster to start than a philanthropic organization, this was one of the many things that made us choose the CIC approach for Scotcash," she states. £30m in its first 20 years through mortgages of between £50 and £2,000.
At the end of 2008, the Guardian received one of the most prestigious awards in the civil services category when it became the overall recipient of The Guardian' s 2007 Awards for Civil Services. Declaration of interests of the CommunityFor the implementation of actions for the good of the Communities.