Cccs Debt

CCCS has renamed itself StepChange Debt Charity. Here the benevolent organization is explaining the train and what it means. We are no longer the Consumer Credit Counselling Service (CCCS), but have renamed ourselves StepChange Debt Charity. Please click here. At CCCS, we have 20 years of expertise in assisting individuals become debt-free. More than two million of us have worked to help manage debt, but over the years it has become increasingly clear that we could help more of them.

In order to help more individuals, we need to be more seen and more singing, and we need to make sure that our community ministry stands out from the masses. Part of the first things we chose to do was changing our name to StepChange Debt Charity to make it clear that the services we provided were a not-for-profit facility for those in debt.

All too often folks just didn't know we were a philanthropic organization. The Consumer Credit Counselling Service (CCCS) was established with the idea that nobody should ever be charged for debt counselling. The StepChange Debt Charity has the same faith. The CCCS was established in 1993 by Vic Ware O.B.E. and Malcolm Hurlston on the basis of the consumer credit advisory service scheme started in the USA.

In the 1990s we got more and more assistance from the UK banking sector, which enabled us to extend and evolve our Debt Mangement Services. We have created new ways for humans to pay back debts. The Debt Managment Plans (DMP) were implemented in 1993, the CCCS Voluntary Arrangements - the only non-profit IVA vendor - in 2007 and our own Equities Relase Company, CCCSER, in 2010.

There has been a significant increase in the number of individuals trying to handle more than one payment day loan; the amount of debt overdrawn is increasing; and the amount of debt on the customer loyalty cards among those over 60 has also increased. The debt is enormous and we want to make sure that we are the first organization they turn to. Lately it has become clear that indebtedness is actually increasing again.

That means that our services will be even more in great demand and that we want to be prepared for the challenges of the market. A lot of folks still charge a debt counseling fees at the times when funds are scarce. Our aim is to ensure that everyone has free and unbiased consultation.

Most of our advices and most of our solution are free of charge. While it is clear that debt will continue to predominate the face-to-face finance of a huge part of the UK, we want to ensure that we grow to cover it. We are committed to making StepChange Debt Charity the largest name in debt relief.

As one of the many who struggle with debt, you can get free debt counseling on-line with our Debt Remedy on-line utility. Because we know the debts and we know their causes and causes. Debts can pass to anyone. Read more about debt: