Cheapest Fixed Rate Mortgage no Fee

The cheapest fixed-rate mortgage without charge

Two- and five-year new deal part of Leeds fixed-rate mortgage Range Refresharticle Agreement The Leeds Building Society will only accept mortgage requests from agents offering a consultative sale services, with the exclusion of Buy to Let & Holiday Let requests. The Leeds Building Society has updated its portfolio of fixed rate mortgage products with some new two and five year deals: "Fixed-rate mortgage loans are still the most preferred option among borrowers," said Jaedon Green, Leeds Building Society's Director of Product and Distributions.

1.83% Five-year fixed-rate mortgage up to and incl. August 31, 2022: 1.90% Five-year fixed-rate mortgage up to and incl. August 31, 2022: 1.60% Pure mortgage fee Supported two-year fixed-rate mortgage up to and incl. August 31, 2019: 1.65% Pure mortgage fee Supported two-year fixed-rate mortgage up to and incl. August 31, 2019: 1.65% Five-year fixed-rate mortgage up to and incl. August 31, 2022: 1.90% Five-year fixed-rate mortgage up to and incl. August 31, 2022: 1.60% Pure mortgage fee Supported two-year fixed-rate mortgage up to and incl. August 31, 2019: 1.65% Pure mortgage fee Supported two-year fixed-rate mortgage up to and incl. August 31, 2019:

Fixed-interest mortgage loans

Early Repayment Compensation (ERC) is a fee that you may have to make if you prepay all or part of your mortgage (which also involves switching to another mortgage or another lender) during a specified time. Mortgage loans that have an ERC also have an annuity subsidy.

Available in the years in which an ERC is in force, this compensation gives you the freedom to make some excess payment up to the amount of the compensation if you wish, without causing an ERC. So long as you do not overpay your annuity, you can make as many annuities as you like within that year, either by raising your mortgage payment or by paying a flat rate.

Should you overstep your one-year annuity, an ERC will be debited with the amount you overpaid. Each year, the excess payment subsidy is computed as a percent of the amount claimed for the first year of the mortgage. Compensation is revalued each year for each year if an ERC is in effect on the date of utilization (or after a change to a new mortgage with an ERC) of the mortgage's remaining Balance.

ERC is a percent of the prepaid amount that exceeds the annuity for each residual year of the ERC's applicable life and is reduced every day.

Auch interessant

Mehr zum Thema