Check Credit History Online

D-P-O-O your creditworthiness.

Their credit standing is a record of how likely it is that they will repay your debt. Does the change of my name influence my creditworthiness? If someone needs to do a credit check against you, they should ask you for any prior credit history you have known for the past 6 years.

Credit bureaus can compile your credit history from your old and new name. However, you should make sure that you notify all financial organizations - banks, credit cards, credit providers, etc. - of your name changes. You should notify the credit bureaus of the amendment. The inaccuracy or obsolescence of your personally identifiable information may result in your credit being wrongly denied.

Please be aware that credit bureaus compare your name and your postal adress with the information on the electoral roll - they have full control over the unprocessed registry. You should inform your municipality immediately of your name changes so that the credit bureaus also have immediate recourse to the latest information.

To check whether the credit bureaus have stored your accurate credit information, you can contact one of the three credit bureaus and request a copy of your legal credit statement (or credit file). In the event of your details being inaccurate, you also have the right to rectification and the credit bureau must inform you of the rectification within 28 working days of receipt of the information from you.

Provided the agent does not require any further information, it should provide you with a copy of your application within 7 working days of receipt of your message. Occasionally, credit bureaus need more information from you to check your ID - before they can email you your files. It is important to ensure that no one else accidentally receives your credit card information or to check that no one else has attempted to defraud you.

No need for them to mail you your files until they receive this information. There' three credit bureaus in Great Britain: