Council of Mortgage Lenders

Advice of mortgage lenders

Council for Mortgage Lenders is the professional association of private mortgage lenders. Council of Mortgage Lenders response to the consultation paper of the Scottish Registers. Welcome to the CML-Website As of 1 July, the Council of Mortgage Lenders will be incorporated into a new business organisation, UK Finance. Provisionally, all UKF mortgage information will remain on this website and UKF member-only mortgage information will only be available here. The UK Finance team comprises around 300 UK companies offering lending, bank, market and payments solutions.

Please do not hesitate to get in touch with us - Council of Mortgage Lenders

As of 1 July, the Council of Mortgage Lenders will be incorporated into a new business organisation, UK Finance. Provisionally, all UKF mortgage information will remain on this website and UKF member-only mortgage information will only be available here. The UK Finance team comprises around 300 UK companies offering lending, bank, market and payments solutions.

CML Lender Handbook The CML Lender Manual

Council for Mortgage Lenders is the professional organisation of private mortgage lenders. While not all of these lenders are members, CML members represent around 95% of UK mortgage credit, which includes lenders, bankers and home loan and savings institutions. Supporting attorneys, sponsors, seekers, and other organizations may be associated members. The lender manual issued by CML is of particular importance for lawyers and home purchasers.

It contains the regulations that lawyers and licensed sponsors must obey when they act in relation to mortgage loans. There are two parts to the CML Manual, Part 1 refers to the general requirement and Part 2 contains the lender's own unique instruction on particulars. This manual explains which real estate securities are admissible, the demands that lenders must make when searching for real estate, and many other details to make sure that lenders receive good collateral.

How is the Council of Mortgage Banks doing? CML' s objective is to create a supportive operational climate in the UK real estate and mortgage sectors. She is the prestigious voice-over of the private mortgage sector and the key supplier of business, statistics, legal, research and other information on the mortgage sector.

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