Credit Card Infocard details
McAfee Labs says the more information a burglar can gather, especially with credit or debit card, the more valuable it is. Together with a credit card number, these are some of the things that add value to your information: "CVV " is the abbreviation for the value of card validation.
The CVV1 is a clear three-digit value coded on the card's magstripe. This is the three-digit value on the back of the card, as shown in the figure below. "A " Software-Generated " is a legal association of a PAN, an expiry date and a VAR2 number that has been created by our program.
You can buy or find free credit card number alternators for your credit card numbers on-line. "Fullzinfo " means that the vendor provides all information about the card and its holder, such as full name, invoice number, card number, expiry date, personal identification number, national insurance number, mother's name, date of birth as well as credit card number (CVV2).
MacAfee research analysts believe that fundamental Visa, Mastercard, Amex, or Discover card detailing the card number and software-generated information can display an offer value from $5 in the U.S. to $25-30 in Europe. For the USA, the approximate card cost per card is 30 US dollars, while for Europe it is 40 US dollars.
Apart from the fact that they steal their information and sells it on various geographic markets, another way a hacker can ask for more cash is to provide an amount of credit. One " drop lane " - or " information digitally duplicated from the magstripe on the back of credit and debit card " - with a high net can be sold for between 110 and 1190 dollars.
A hacker is also able to get his fingers on an occasional COB, which means that the information he steals contains associated logon and passphrase information. As soon as the bank details have been provided to the highest bidder, the purchaser may change the delivery or invoice adress. It is interesting to see that vendors do not always give the purchaser information after the sale - it seems that there is not always honour among burglars - although research by MacAfee shows that "many vendors" end up pulling through.
The full McAfee Labs review can be found here.