Credit Cards for Poor Credit Score with no DepositBad credit cards without deposit
Now back to your initial problem re getting a home loan. There are several concerns that need to be tackled before you will be able to make a mortgages claim. Don't be trying to "reduce" your earnings on papers to avoid paying taxes, and then anticipate that you'll be able to tell a borrower that in fact your earnings are 20k a year higher, nudges, bluffs, blinkers - you'd probably admit cheating and it wouldn't be great advertising for you as an honest trusted perspective - again I know it doesn't count for you - but it does.
Standard / Poor Markers on credit record - unless they're there in error you can' delete them, but they disappear after 6 years and you just have to sit stuck, waiting for them to disappear and make sure you don't build any more poor markers. It mentions that you wish mortgages financiers would look at cases one at a time - if they did, they would see that on 5 different occasions someone would lend you money and you couldn't keep up your side of the deal with them - these poor markers would say that you are no good riskier, waiting for them to go and you have a. more range of financiers and b. a better interest will.
There is no deposit - no circumvention of this at this stage, there are no 100% mortgage, two options here A. store a deposit or B. waiting, do not economize and hopefully get the 100% mortgage back (doubtful). Just take a look at the guilt free want to be aboard, there are some great idea about cutting expenses and raising revenue that would help you for your down payment to get saved while you are waiting to upgrade the credit card record, bad luck at getting the house of your dream and stop hitting yourself up for rent.