Credit Reference

We may ask you to give us information that may slow down your credit report if we are not able to check your ID on-line when you sign up. All available information is obtained from Callcredit, Rediva and Equifax.

Loan reference for self-employed and small businesses

Information bureaus have information about your credit contracts, judgements of regional courts and information about the voter list ready. The credit files also contain information about any credit you have. Information that a credit bureau stores about you is referred to as your credit reference (or file). You do not have a "black list" of persons who should not be recognized.

With your permission, credit bureaus make objective information available so that a business can make a judgement about whether to loan you funds. Private companies with restricted liability may also have their own credit reports. This works in the same way as a credit reference.

Which is a credit referencing? Help for credit assessment

The information is then kept up to date by creditors and other organizations regularly updating credit bureaus. Creditors will then use this information to make a fast and educated credit application process for their customers. Which is a credit reference? Which is a credit check?