Current home Loan Mortgage Rates
News Home Ownership Loans Mortgage ratesBiennial fix rates begin at 1.49 per cent, with a charge of 999 and 1.89 per cent no charge. The three-year benchmarks are 1.79 per cent with a £999 charge and 2.09 per cent no charge, while the five-year benchmark is 2.14 per cent with a £999 charge and 2.34 per cent no charge.
Meanwhile, for those looking for a ten-year period of secure payments, the 10-year fixing is now the worst ever for the creditor, from 2.79 per cent with a £999 charge and 2.89 per cent without a 60 per cent loan to value business charge. After the Bank of England lowered its key interest rates by 0.25 per cent, the decline in the number of mortgage trackers was fully offset by the decline in the number of clients.
Prices for new clients for two-year trackers begin at 1.29 per cent with a charge of 999 and 1.69 per cent non-charge. Once the Monetary Policy Committee issued its interest rates ruling last Wednesday, creditors began to confirm their intention to bring interest rates into line with the historical new low.
Now, all our default mortgage ratings are free of charge, while first movers will get a 500 refund to help with removal costs. National Flex Master Account Holder who take out a mortgage are also entitled to an extra repayment amount of £250. Henry Jordan, Nationalwide' Mortgage Manager, added: "For our current clients, we are offering both rates, which will always be reduced by 0.10 percent relative to new client rates and by 250 for mortgage clients who move or switch to a new product," he said.