Current Mortgage interest
Short-term mortgage interest ratesCoupons valid from Saturday, 1 September 2018
YOU CAN REPOSSESS YOUR HOUSE IF YOU DO NOT MAINTAIN THE REPAYMENT OF YOUR MORTGAGE. In the case of a fixed-rate mortgage, up to 10% of the credit balance can be paid back once a year without prepayment penalty. Wherever prepayment penalties are incurred, the following chart shows our current fee structures for the various available insurance policies.
In the case of fixed-rate financial instruments, the "chargeable balance" is any amount exceeding 10% of the mortgage credit in arrears at the date of redemption or which is fully reimbursed if redemption has already taken place in the same year. 2-Year interest fix (no fee)1. 95 per cent of the eligible balance* is paid back by the twelfth instalment, followed by 0.90 per cent for the remainder of the interest rate.2.
85 per cent of the eligible balance* is paid back by the twelfth instalment, followed by 1.25 per cent for the remainder of the interest fix. £599 Charge (2 years flat rate)1. 70 per cent of the eligible balance* will be reimbursed up to the twelfth instalment, followed by 0.80 per cent for the remainder of the contract term.2.
of the eligible balance* are paid back by the twelfth instalment, followed by 0.95% for the remainder of the interest period. For 5 years Fix interest rates (no fee)4. 95 per cent of the eligible balance* refunded by the twelfth instalment, followed by 4.00 per cent between the twelfth and the twenty-fourth instalments, followed by 3.00 per cent between the twenty-fourth and the thirty-sixth instalments, followed by 2.60 per cent between the thirty-sixth and the fiftie-first instalment, followed by 0.95 per cent for the remainder of the interest period.5.
This is followed by 4. 00% between the twelfth and the twenty-fourth instalments, followed by 3. 00% between the twenty-fourth and the thirty-sixth instalments, followed by 3. 00% between the thirty-sixth and the fifty-eighth instalments, followed by 1. 30% for the remainder of the interest year.
Fixed 5 years (£599 fee)5. This is followed by 4. 00% between the twelfth and the twenty-fourth dates, followed by 3. 00% between the twenty-fourth and the thirty-sixth dates, followed by 2. 70% between the thirty-sixth and the fifty-eighth dates, followed by 1. 00% between the twenty-fourth and the thirty-sixth dates, followed by 2. 70% between the thirty-sixth and the fifty-eighth dates.
100% for the residual maturity of the interest rate.5. This is followed by 4. 00% between the twelfth and the twenty-fourth instalments, followed by 3. 00% between the twenty-fourth and the thirty-sixth instalments, followed by 3. 00% between the thirty-sixth and the fifty-eighth instalments, followed by 1. 25% for the remainder of the interest year.
£152,259 mortgage. Forty-one, which are due over 18 years and 2 month, first at a two year and three month fix interest at 1.84% and then at our floating interest of 3.99% for the remainder 15 years and 11 month, would take 27 month installments of £822.
of £963. 36, plus a first interest of £7.68. To be paid in full would amount to 206,403. 96, consisting of the amount of the principal plus interest (53,941.88 pounds).