Direct Mortgage LendersImmediate mortgage lenders
Funding of mortgages according to the following criterias
Every creditor will have its own credit requirements. These are the guidelines that mortgage insurers will apply when considering a mortgage request. Credit requirements for each creditor will be quite specific. Some of the readily available information from some of the major mortgage banks has been released.
This information has not been checked with the lenders. Invite your brokers to verify all issues that are important to you. Creditors will regularly review their credit standards. For more information, please consult your mortgage agent to review every issue that is important to you. In order to determine your authority for a particular mortgage, please call 01264 252466 and talk to a mortgage agent.
Our expertise is in handling all lenders and their specific needs.
We are a creditor with a sense of responsibility and are cautious when it comes to providing mortgage products. UK homes must be standardly equipped with a work area, working kitchens and bathrooms. We do not currently provide loans for buy-to-let real estate or if the real estate was purchased under a purchase right or co-ownership program.
Your real estate must be used as your primary place of residency and not for commercial use. In the case of leased real estate, we only borrow if at least 25 years remain on the rental agreement at the end of the suggested mortgage period. A new building is a real estate that is less than two years old or has never been moved into in its present state.
When renting against a new home: If you have an LTV of more than 75% you must have a min investment of 25,000. Your home cannot currently be for sale. LTV is a fixed rate investment. Up to 75% of the total cost or appraisal can be lent, whichever is the lower, if the real estate is more than 15 hectares. We usually cannot provide credit for condominiums in England and Wales unless it is a specific kind of Tyneside real estate or we also take collateral against ownership of the entire complex.
With our highly trained mortgage advisors, you can find the right mortgage from our portfolio, completely free of charge and without obligations on the call. Once we have these, we will call you to make an appointment with one of our mortgage advisors by calling you. While you are on your mortgage date, we will ask you for full information about all the cash you are earning and your expenses so that we can make sure we have the right mortgage for you.
Usually this meeting lasts up to two hrs and you need to be in a place where you can communicate the following kinds of personally identifiable information over the telephone: Please go to our utility "Find the mortgage for you" and "Amending an Existing Application" will be chosen for you in the box "I am...".
Type your new data in the rest of the boxes and select your mortgage from the results by clicking on "Full Details". You can repossess your home if you do not maintain your mortgage payments.