Easiest Mortgage CompanySimplest mortgage company
. Starting from the amount you can lend up to the documentation we need to see, here is our guidance to ensure your mortgage request goes as smooth as possible.... YOU CAN REPOSSESS YOUR HOUSE IF YOU DO NOT MAINTAIN THE REPAYMENT OF YOUR MORTGAGE....
Your first move is to work out your home mortgage before you apply for a mortgage. When you have any debts owed, try to clear as much as possible before you apply if you have the option. Use our calculator to find out how much you can lend and how much your refunds will be each and every months.
A number of factors have been taken into account in the decision, so you should be familiar with them before proceeding with a mortgage claim, and we have outlined them to the right. In the case of re-transfer requests, at least one of the applicants must have been in possession of and resided in the real estate to be returned at least six month before the date of the request.
Minimum Loan to Value (LTV) for re-transfer requests is 90%. Please see our guidelines for requesting a refund for further information. Giving us some detail, we can give you an on-line credit approval in just 10 mins. In order to obtain a mortgage, you must be at least 18 years old.
They must be resident in the United Kingdom at the date of applying and must either be a British national or have a valid EU citizenship. Mortgage loans have a 5-year maturity and a 35-year maturity (unless this goes beyond the age of 75).
They have the right to pay back your loans during the duration in whole or in part. We cannot process an on-line request from you if the duration you request exceeds the anticipated pensionable life. Under these conditions, you must submit your job applications at the store or over the telephone.
If you are either engaged in a marriage or living in a civic relationship, we cannot process an on-line resume in your own name. In this phase of the request our cheques will not appear in your bank's record. It is also important that you inform us of any mortgage you have. Grant-to-value is the amount of the mortgage as a proportion of the value of the real estate or the amount you pay for it, whichever is lower (e.g. a 180,000 mortgage on a 200,000 worth home would have an LTV of 90%).
Most of our LTV items are displayed by "Maximum LTV" - this is the limit you can rent for the percent stated retail value. Requests with a volume of over 500,000 are submitted via supplementary credit arrangements which may affect the amount of credit we can provide.
There is a £3,000 credit requirement for extra credits, but please be aware that extra credit requests cannot be made on-line. If you are applying for a mortgage from the Yorkshire Building Society, we need to see some of your documentation. When your LTV is less than 75%: When your LTV is more than 75%:
If your loan to value is above 75%, we are exposed to an elevated level of exposure. If you take out a mortgage, you are agreeing to pay back all the monies you owed. When you are significantly in default with your mortgage payment, we will work with you to help you cope with your conditions and backlogs.
Please review our mortgage fees and charges guidelines before continuing with an enrolment. Please come and see us at the office to talk to a mortgage advisor. No results found for this keyword.