Fastest way to Repair Bad CreditQuickest way to repair bad loans
Which is the fastest way to correct mistakes in my credit reports?
When you are harassed by third-party debt collectors' account balances listed in your credit statements, please submit a sworn note to the debt collecting agent denying the booking. Who it concerns: I am writing in relation to an inaccuracy in the accompanying credit reference from [ date of credit report] (reference ______________________) (the "Report").
Defective line is an alleged debt collecting payment indicated by [SERVICER / AGENCY COLLECTION] ("[COLLECTOR]"). Carrington's notified $___ hypothecary cash deposit accounted for by [NAME OF ORIGINAL BANK] is incorrect. Please see report, page __. Furthermore, the [DATE] "[e]stimulated months and years that this article is removed" and the [DATE] "[p]laced for collection" date are Categorically imprecise.
Likewise, even if my name of the ORIGINAL BANK ACCOUNT was ever criminal (which it wasn't), Carrington would misrepresent the date of the crime. In addition, I have all [ NAME OF ORIGINAL BANK] bank balances punctually and as arranged pay. In fact, [NAME OF ORIGINAL BANK] has neither informed me of any overdue balances nor provided any other information about me to TransUnion or any other credit agency.
Therefore, it contradicts the rationale that a third service provider / debt collector such as [COLLECTOR] - and not the initial lender - would be the first company to declare default. Accordingly, the claimed cession to [ COLLECTOR ] is either defective or, more likely, the outcome of deceptive activities. Investigations should at least contain an invitation to [COLLECTOR], a current agreement with the originator of the credit (i.e. [NAME OF ORIGINAL BANK ]) and bank accounts recording the date of an allegation of default.
However, I hereby ask you to immediately cancel the above point from my credit history and inform [COLLECTOR], Experian and Equifix of your intention and the basis for it. Failure to do so within 30 calendar days will result in a statement in writing of your resolution and all documentation (including correspondence) provided to and/or received by third parties in relation to this litigation and your inquiry into it.