First home Owners LoanThe first homeowner loan
What's more, you'll be able to get the most out of your time.
Immediate advisors can tell you the amount of the security you need and will customise their consultation to your individual needs. If you are a first-time purchaser and the house you are buying is more than £300,000, you must cover your postage. You must also consider the mortgages settlement charges levied by your creditor.
You will also have to cover lawyer's costs to get your lawyer paid, plus fee for an inspection of the real estate and land registry fee for the registration of your title to it. Remember that you may have to find cash to start furnishing your new home. Initial purchasers have all the same mortgages product as other borrower, and some creditors provide them with specific offers from period to period.
Now call 0800 980 3892 to speak to one of our specialist advisors about the mortgages available to you. A number of mortgages banks provide home buying services for households where a parent or grandparent wants to help their child buy a house. In the case of co-ownership programs typical of residential real estate companies, rent enough to buy part of the real estate - say 75%.
Within Share Owned Programs you buy the entire real estate, but take out a loan to finance the security under the agreement. There are two programs run by the government to help those who have to struggle to buy a house. Help to Buy and New Buy are available to purchasers with a 5% to 20% down payment.
You work by either providing you with an interest-free home loan to buy a new home or by the governments providing a guarantee to make it less dangerous for the creditor to provide you with a home loan. The majority of first-time purchasers will really profit from unbiased consultation before purchasing their first home - both in terms of their opportunities and who makes the best deal.
An experienced team of mortgages advisors will look for and select the most suitable mortgages for your needs from the thousand of mortgages provided to us.