Fixed Rate Commercial Loans

Adjust your finances to fit your budgets.

*APR is an example of the rate that the vast majority of clients will get. In the case where a credit is described as having a certain representational annual percentage rate of charge, we anticipate that we will provide this or a better interest rate to at least 51% of the candidates we have accepted. Others may have a different tariff depending on their own situation.

We have a prestigious annual interest rate on all uncollateralised loans up to 25,000 for companies with a turnover of up to 25 million pounds. That number is not necessarily the rate you will receive, and is for illustration only.

New 7-year commercial fixed mortgages launched by Arndermore.

Aldermore, the specialist financial institution, has introduced a 7-year fixed-rate mortgages with interest rate of up to 75% Loan-to-Value. There is a rate of 5.54% for loans up to 60% LTV, 5.89% for loans with an LTV between 60-70% and 5.99% for loans with an LTV between 70-75%. At Aldermore we also offer semi-commercial 7-year fixed interest of 5.34% and commercial owner-occupied 7-year fixed interest of 5.14%.

A 1.5% processing charge will be levied on all loans and will include a 0.25% provision commission, which will be due on quotation. And Caroline Luxmore, director of commercial mortgages: "Our new 7-year fixed end demonstrates our ongoing dedication to providing basic commercial residential property services at favourable terms. "Investments in commercial real estate or the ownership of our own commercial space are becoming increasingly sought -after, and we expect this new franchise to be appealing to clients looking to expand their portfolio.

The Aldermore will cover the costs of commercial mortgage enquiry cover up to 1m with the £1m offering effective until 31 July 2018.

Bypassing the loan register

In order to make sure that brokerage firms can help their customers profit from greater payment instability, especially as there is increasing evidence of increased interest rate swings, sharedbrook has been developing fixed rate fixed rate instruments. Shawbrook has added the ability for customers to take a 3, 4 or 5 year fixed interest rate on their long run loans. Customers can select whether they want to adjust the duration to the fixed timeframe (e.g. 3 years duration with a fixed timeframe of 3 years) or whether they want to select a longer duration and a fixed duration for an introductory time.

When the fixed interest rate matures, the interest rate is reset to the floating interest rate spread plus the 3-month LIBOR. Fixed prices are recalculated every months, with the latest courses sent every three months to Shawbrook's brokerage partner panels and available on Shawbrook's website.