Free Annual Credit Report by MailAnnual credit report free of charge by post
There' only one authorized place to get your free annual credit report.
There' only one authorised place to get your free annual credit report. As stated by the U.S. Federal Trade Commission, there is only one place authorised to receive your free annual credit report, this place is AnnualCreditReport.com. Under the Fair Credit Reporting Act, free credit information is provided by three credit bureaus that follow every 12 month - Experian, Equifax and TransUnion.
Don't be deceived by ads you see about other credit rating companies or groups that offer free credit ratings - they're not authorised credit rating companies. Often an individuals will ask their credit report through an unauthorised service only to find out that additional charges have been made for undesirable service. As well as receiving your free credit report via AnnualCreditReport.com, you can also order your credit report by telephone or mail.
In order to order your credit report by telephone 1-877-322-8228, in order to order your credit report by mail, please fill in the annual enquiry questionnaire (can be found at AnnualCreditReport.com) and send it by mail: Yearly Credit Report Requisition Service, P.O. Box 105281, Atlanta, GA 30348-5381. Obtain a copy of your annual credit report so that you can review if the information in your credit report is correct, see if there have been any credit reviews on you, and review if there are any indications that identity fraud may have occurred.
When you see information that you think is wrong, you should report it to the credit bureaus as soon as possible.
What makes a VPN important for Americans abroad who are monitoring credit reporting?
The Americans who live all over the globe have their creditworthiness to fear for, and over the years the US Fed and the US business community have made it easier for Americans to oversee their credit records. AnnualCreditReport.com is a project of the largest credit ratings companies that provides Americans with a free report every year.
However, for Americans who live outside the United States, accessing the AnnualCreditReport.com website is often blockaded and accessible only to residents on U.S. property. Every time an US citizen tries to visit the website from abroad, he receives an errormessage like this: This free of charge information for Americans about mistakes in their credit statements, finance related troubles and possible finance crime is taboo for Americans who live outside the US!
With a good VPN (Virtual Privat Network), an US citizen abroad looks as if he is using a computer in the USA. In this way, they can easily visit the AnnualCreditReport.com website. What are the reasons why AnnualCreditReport.com is banned for persons outside the USA? It could be just a big fingering from AnnualCreditReport.com to all US expats abroad.