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Interest-free credit cards - Take a look at our other information pages.
Interest-free credit cards provide a good way for individuals to cut the interest they owe to credit cards companies, and if you have not changed the company for a while, there is a good possibility that you will owe more interest than you need. There are three major sizes of interest-free cards:
Credit Transfers; offer an interest-free interval for credits that have been transmitted by another issuing entity. Duration of account remittance periods and remittance fees vary from emitter to emitter, and you cannot remit funds to your actual emitter (so beyond the trade name, make sure you know who you really have your credit or debit card with).
Interest-free tickets can be a good way to reduce the interest you could be paying on large tickets (to zero if you can repay what you loaned before the end of the interest-free period). One relatively new access to the credit market is the combination or dual-hook credit line with equally long transfers and purchases.
Usually these will have a short account or 0% buying length than you would normally have expected from a special case of either kind, but they provide an easy way to know when your 0% buying length ends and the higher interest rate starts. What is the best way to get an interest-free credit line?
The fastest and simplest way is to use credit cards spreadsheets, which rate items according to the power of certain characteristics (e.g. longest interest-free credit transfer), along with safe link to the relevant item on the issuer's website where you can submit your application (and in many cases get immediate approval).
Make sure you have done your research before applying for a credit, as almost every credit request in the UK is covered by a credit bureau, and someone considered too numerous may be seen by creditors as a symptom of having difficulties, making it more challenging to obtain credit in the longer term.