Good Credit Cards for Fair CreditStrong credit cards for fair credits
A higher number of points means a higher probability of getting the map. When you see a very low number of points, you are unlikely to get the ticket, so it might be rewarding to look at others. Smart Search uses the same search criterias as the creditors. When you have cards with high points, you can be pretty sure to apply, but the creditor will decide whether to say "yes" or "no".
When you see a guarantee number, the creditor will not perform another credit investigation, but will perform extra scams to validate your identities. When you are deemed "unauthorised" for a particular Prepaid Card, this may be for one of several purposes. They can already have a map with this supplier, and some creditors do not like to give the same individual a second map.
Alternatively, from time to time, creditors limit the cards to their accountholders only, which means that you are not qualified if you do not have any. When you are classified as "not eligible" for many cards, then it is likely that your credit rating is too low to be qualified - maybe you have failed to make past payment, or you have a CCJ or are bankrupt in your reporting?
However, if you do not have a huge amount of debts already, it could be that creditors are worried about the amount of debts you already have. Sometimes we cannot show a point value for a particular item because we do not have enough information about the creditor' s acceptability requirements or because we were unable to reconcile your data with the credit agency to perform the Smart Search test.