Help with Credit Report Clean upAssistance with the correction of credit information
Questions about debt | Subject - CREDIT REFERENCE RILE CLEAN UP - POST IVA
It seems there are a lots of issues about what a clean credit is and what it isn't, so to clear up some of the mess, here are some samples of what you should be looking for and what you can do when it's not:
Statush History: Standard On: Status History: Standard On: Status History: It is WRONG if the standard date is later than your IVA start date, or the bank is NOT flagged as satisfactory (including progress billings), and you must take the steps suggested in this step and adapt the Brief to the needs of the IVA: Date Satisfied:
Payments history: Satisfied date: Payments history: So if the standard date is later than your initial date of your IPA, or the bank is NOT flagged as settled (including progress billings), then it is WRONG and you need to contact your former lenders to change it, you can use a similar type of mail to that in this thread:
Thats the least used of the CRF, it' re and they are selling their information to much of the payment for your credit company such as Annual Credit Report, My File.com Cheque, etc.. As you know, CallCredit is wrong, to put it mildly, and will therefore constitute a section covering them and the major businesses they are selling to, so there will be several instances.
Currently, I am asking proofreaders to focus on Equifax and Experian, and I will perform an upgrade when I get certain information back from CallCredit and the businesses they are selling to. Thus in general not much and hell of much less expensive that the company that charged for this fee will be charged to you.
I had 18 believers in my case, so the overall costs for me (using legal reports) were 23. 20, which was about 1/3 of the costs that the closest `well do it for you' firm was overcharged! As of the date you obtain your CBRFs and formally ask your believers to upgrade them.
Leave 28 workingdays ( plus about 14) until the data is updated. As soon as the bank balances are flagged as fulfilled and the bank balance is properly filled with the vendor / debtor. After 6 years, your PRFs will be cleaned up from the standard/set date so that you have a clean and screeching CRF after that.
- There have been many cases where former bondholders have closed the bank accounts several years after your dismissal, cracking your CRF's for many years. Please do not send your data to subagencies, I strongly request that you receive your data ONLY from credit bureaus and NOT from subagencies. Subagencies buy their data from CallCredit and the information is often even more inaccurate and outdated.