Home Finance Companies for Bad CreditHome Finance Company for Bad Credits
Our company offers a kind of auto credit called "Conditional Sale Agreement". That means that you can use your vehicle for the duration of the contract and it will be registred on you. We will however be the rightful owner of the vehicle until all refunds have been made and we will then assign the property to you.
Then we will perform a first credit assessment to see if we can provide you with financing. Doing so will not affect your credit rating. When you are still looking for a vehicle, we can help you find it. Could a financing request damage my credit history? A number of creditors can perform a full credit quest when you request financing.
That means that everyone who looks at your credit record knows that you have signed up for financing. Several full credit checks in a brief period of your life may indicate that you are having difficulty qualifying for financing that may damage your creditworthiness. If you are applying, we will only conduct a "soft credit search" with your permission.
That means the original find will not appear in your credit file. We will only perform a full credit check later if you choose to proceed with the arrangement. What's wrong with my credit? So there are many different things that can cause your credit rating to drop but generally it will be due to a non-compliance with the conditions of a credit contract, for example:
They could also have a poor credit history because you have not used finance or credit before, or you are trying to restructure your credit rating. For more information about your credit rating or how you can enhance it, see our bad credit page for more information.