How can I Safely Check my Credit ScoreWhat is a safe way to check my creditworthiness?
Leap uses this information to help us track you through credit and other credit bureaus, help us avoid scams, and determine your credit availability for a credit you choose through Leap. What will Leap do to interoperate with credit bureaus? To make you an offer, we make your person-related information available to the credit bureaus (CRAs) and conduct a "soft credit search" to determine your creditworthiness.
As soon as you have accepted our offer, we conduct a full credit check on your credit history and credit and identity check with one or more credit bureaus ("CRAs"). For this purpose we make your person-related data available to the rating companies and they give us information about you.
It includes information from your credit request as well as your personal finances and your finance record. Credit rating agencies will provide us with both publicly available information (including the voter register) and common credit, liquidity and historical information as well as anti-fraud information. If rating agencies get a query from us, they will place a query footprint on your credit database that can be viewed by other creditors.
CRAIN' identity, their roles including as anti-fraud bodies, the information they possess, the way they use and disclose personally identifiable information, the storage times and your privacy privileges with the CRAIN are further clarified by following one of these three link points leading to the CRAIN document:
Will Leap use my information for promotional purposes? The Leap Company has the right to modify the type and provider of such information and/or service to reflect best practices. The Leap keeps a record of any third parties searching, verifying or otherwise validating your information. For how long will Leap keep my personally identifiable information?
The Leap Company retains the right to keep your information idle for any length of your life that it deems appropriate to prevent the commission of frauds, ID thefts or other criminal offences. May I see what information Leap contains about me? According to the Data Protection Act, you have the right to consider all information directed against you as a "Subject Access Request".
Meanwhile, we will endeavor to make this information available to you within 28 working days following a Leap enquiry in writing. Where' s Leap located? Is Leap accessible from outside the UK? With Leap you can gain inside and outside UK data and transaction control. However, the Leap facility is only available to UK residents.