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Loan limits, withdrawals, payments, interest rates & balance transfers

Recently I requested an aqua credit and I was approved. Could you tell me what my credit line will be? May I request that my aquacredit line be raised or lowered? It is important that you make your deposit on schedule and that you meet your credit limits as this may influence our decisions.

If you wish to lower your credit limits at any point, just call Customer Service. It is also possible to select how we should administer your credit preference. What is the best way to upgrade my credit increase preference? Can I do anything to make sure that my credit line can be raised?

If I exceed my credit line, what happens? We' ll text you when you approach your credit line. When you exceed your credit line at any point during the monthly period you will be billed a £12 charge which will appear on your next bill.

When do I need to make a deposit? Every three months you will be given a declaration from us stating where and when you used your aquacredit credit line together with the amount you issued. When your credit is less than £5, you must pay back the full amount. The credit and debit cards are good for short-term loans and so you should not pay the minimal amount per months in the long run.

They must also make payment for any outstanding amounts or overruns of the limits that become due immediately. If I don't get a bill every months, what should I do? When you have a credit or used your credit or debit cards, you should get a monthly bill every few months. If you have a credit and have not got a bill, please call customer service who can help you.

Is it possible to modify the date on which my money is due? Aquacustomers can take advantage of the fact that they can modify their month's credit period to meet their needs. I' ve missed a testimony. When do I get an invoice for my acqua credit cards? What does my account say, how much do I have to owe, what is my credit line and how much credit do I have?

After I have made a purchase, how long will it take before I can use my aquacredit line again? Otherwise, please wait up to 7 business days for your completed payments before attempting to reuse your credit or debit cards. Normal settlement times: Is it possible to modify the date on which my opinion is sent?

Aquacustomers can take advantage of the fact that they can change their credit period according to their wishes. May I make more than one transaction per year? Yes, you can make repayments on your unpaid amount at any moment. You must pay by the due date indicated on your invoice.

If you choose to make a direct debit and make extra charges before the end of the period for making your final billings, please be aware that your direct debit may be subject to a reduction. Will I have to spend everything I have on my aquacard every single day? Every three months you will get a declaration from us stating where and when you used your aquacredit and the amount you used.

Always try to make as much payment as possible every single monthly - this will help you reduce your credit more quickly and cut down on interest. Is it possible to make payment by direct debit? Please call 0333 220 2691* for more information or to make a direct debit arrangement. What is the time required to create my direct debit?

Where can I find out whether my direct debit procedure is carried out on schedule? In the following months your direct debit will be available for your money. This document will also give you further information about your direct debit procedure. What effect do extra charges have on my direct debit? When you make an extra deposit 3 or more business working days before your due date, your direct debit amount will be reduced by the amount you made.

You will be notified when your transactions have altered your direct debit amount during the course of the current year. Yes, you can modify your due date three time a year. Please contact our support team if you wish to modify your credit period. When do I know when my monthly due date is?

Simply take a look at the abstract on the first page of your explanation. Which is the mailing adress for aquacard money? Keep in mind that your check will arrive within 7 business days and do not mail your check in the mail. What is the offsetting of my purchases against the amount I am owed by acqua?

When you do not fully settle your account we will distribute the payment to your account statements with the highest interest rate before the lower interest rate account statements. See the "How do we make payment on various balances" section of your credit card agreement for more information.

Can' even pay for it this time of year. If, for any reasons, you cannot make a purchase, please call customer service as soon as possible and we will do everything we can to help. The National Debt Line at 0808 808 4000 or on-line. If I don't make a deposit or my deposit is delayed, what happens?

Doing so could make it more difficult and more costly for you to obtain loans in the market. If for any reasons you cannot make a purchase, please call Customer Service as early as possible and we will do everything we can to help. The National Debt Line at 0808 808 4000 or on-line.

Which interest will I pay for my aquacredit credit line? The interest can be found on your current month bill. Is it possible to credit my acqua credit or debit-card with credit from another one? Yes, you can carry credit from most credit and debit cards.

Every bank wire must be at least £100. Every £3 or 3% of the value of the money transferred will be deducted each £3 or 3%, whichever is the greater. Up to 90% of your available credit can be transferred from any number of other credit card.

It is not possible to credit customer loyalty or any other credit provided by NewDay. When you exceed your credit line, fail to make your deposit or miss a deposit, you loose any advertising account funds transferred. What can I do to verify that my credit has been transferred successfully? Your credit transfers will be handled on the next working weekday outside working weekdays or after 3 p.m. on working weekdays, public holidays and weekend.

How does a bank account remittance affect my direct debit? That means that there is no interest-free periode for these buys until your pending account balances, inclusive of the account remittance, are fully settled. In this way they can see, for example, your most recent trades and your current account balances.

While you may not generally share the information you use to sign up for our on-line services with third parties, you may share that information with a TPP.

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