How to Clean my Credit myselfCleaning my credit yourself
Changing last name
That is not the case because you are still the same individual, and your data is still available in the Elektroalregister under your new name, and since this is one of the things your credit files are associated with, then no, you will still have the same credit history. And as the UK Deed Poll Bureau says in its documentation AND on the deed, you must completely renounce using your old name.
Really, whatever your credit standing, a condemnation of cheating will only make it even harder! â When you change your name, did you enter your old name on the request form? And not only that, the change of name document also certifies your old name. â You hereby explain yourself as follows:
Completely and untriely, I waive the use of my former name from (your present name) and accept, adopte, and decide to take and use the name from (your new name) as a substitute for my former name from (your present name). At any time thereafter, in all notices, deeds, documentation and other scripts and in all acts and procedures and in all business and transaction and all opportunities using and subscribing to the named name of (your new name) as my name, I will replace my former name of (your present name) so surrendered with the intention that I may hereinafter only be named, known or distinguishable by the name of (your new name) and not by my former name of (your present name).
So, to modify your name, you MUST specify your name.
Write off debts after six years?
When my girlfriend came by last night and said she was leaving the area after she talked to her about her move, it turns out she has a lot of debts and she says she can't buy it out. It says it can get a new loan in five years as its credit reports will be clean.
Said she didn't want me to be worried that the debts would all be erased from her credit files after six years, so there's no reason to pay any of it back because she's been doing this for three years without repaying the debts. So she says she only has another three years to go before her credit reports are clean.
And I thought they'd go after her no matter how long she'd been in it. How is the guilt cleared from your credit reports?