How to get Clean Credit History

Obviously this puts me in the upper range of 1% of "creditworthy" UK population.

I' ve got a clean credit history, lots of credits, never missing a number. I am in full-time stable work, have been with my present job for 10 years and have a £107,000 per annum wage. I' ve also been at my present location for over five years. By the way - this was an insecure private credit request - not "only homeowner" / secure / MEW / etc).

Poor Credit History - AAT Platforms

Hello just a short query, a poor credit history is going to influence you to become an bookkeeper. and they said it could concern you if you applied for full affiliation. I am not speaking about insolvency or ccj's just default values for credit card and non payed credits..... Even if they were fully disbursed beforehand, would that be all right?

AAT would have been able to reply to this request, perhaps the letter/email with the full detail will receive a final reply. We all forgot things from time to time, so I wouldn't be worried about a few delayed payment. Hopefully you will put it right, I can understand why the AAT requires members to be clean financial, but it is uncommon for this to affect jobs in most industries.

Hello thanks for your answer, it was a little more than a few delayed repayments. About 6 years ago I was in trouble financially, I was self-employed and my spouse just had a child and was released at the same moment, so I could not allow myself to cover my debts and my rents, so the taxi said to me that I should cover the needs, i.e. rents, local taxes, etc..

I explained this to my borrowers and they referred my bank account to collection agencies that I could not afford to use. You sound like you've done things pretty well, I think there are a lot of guys who have had similar situation in the last few years. Clearly write/email for a definite response so you won't have to worry about spending on AAT if it doesn't work out with a full member.

You think I should just stop now if I don't have a shot, because I'm going to find it as a 30-year-old who changes career from a self-employed tinsmith as a fight for a career. Financial institutions will ask you to reveal the fact that you have made an agreement with the lenders (along with various other information that you would not normally have to pass on to an institution, such as executed convictions); since it has not resulted in insolvency/ACJs etc., I would like to think that this would not prevent you from working in this field, but I am far from an agency in this area.

When AAT are willing to admit full members who have been made broke (albeit with extenuating circumstances), I would risk you being in order when it comes to requesting full memberships. When AATs are not helpful, it may be wise to call ICAEW/ACCA (say you may pay attention to the study after your qualifying) or find their eligibility requirements and get their opinions on whether you would be considered for board service.

You think I should just stop now if I don't have a shot, because I'm going to find it as a 30-year-old who changes jobs from a self-employed tinsmith as a fight for a position. You' re going from a carreer where you were getting payed by someone who knew you were a tinsmith, to another where someone has to know that you can handle their moneys.

I' m sure you won't be the first to follow this careers with a poor credit history, but it's a disability. However, as someone who had a dilemma, and more seriously, overcome that dilemma, you may have a better standing than someone who never had a poor credit history.

I' m on a credit card program with the Consumer Credit Counseling Bureau, which is supported by the federal government after I was fired and my spouse got pregnant. Getting my money back to my home is a big challenge. It was also necessary for me to receive a note from the benevolent organization of my credit card company to certify that I had made the payment and had no problems with missing it.

AAT was quick and I was able to get my studentship without any problems. AAT I think appreciate that in recent years through their own for or not, individuals have found that things have become a little scarce from a financial point of view and individuals have found themselves in troubles.

And I will also say that the organization that supported me, the charitable organization for debit administration, has been an active encourager of me to go on with my study, as it is expected that it will give me a better paying position and help me to settle my debit faster.