How to obtain my Credit ReportThis is how you receive my credit information
We want to offer a more agile and comfortable way of solving short-term monetary needs. It can be a bit of a frustration to have a one-size-fit-all approach chosen by some more conventional lenders. When you need to take out loans over a longer time, other, more appropriate types of credit are available.
Accessibility - Our credits offer a response to your casual short-term cash needs. You are not suited to support sustainable lending over an extended time horizon or if you are in difficulty. Our loan costs may be higher than those of other loan kinds, such as those that ask you to furnish a surety, which are usually due over a longer timeframe, so if you need a longer timeframe arrangement, there are other, more appropriate ways of financing.
The information you supply is used to help us make a sound credit judgment about whether you can afford to pay back your loans without giving you a hard time. When you call, you still pay off debts and must offer an alternate payment option on the due date.
Effects of non-payments - As we pass on credit information to credit bureaus, lack of credit can negatively impact your creditworthiness. Credit procurement may become more complicated or more costly in the near term. The amount of the credit will still bear interest every day at the interest rates stipulated in the contract until you have paid back what you owed within the limit specified in the credit contract.
It' s an outstanding service" "Thank you very much for the credit, which was quickly credited to my account...." "and my day off credit was very helpful..." Our funds are used to finance our payment day credits. Keep in mind that a Payday loans offers a quick fix for your casual short-term need for Cash.
You are not suited to support taking out a loan over a longer period of time. There are other, more appropriate sources of financing elsewhere where longer-term arrangements are needed. Our payment day mortgages are engineered to help you meet your casual short-term financing needs. You are not suited to support sustainable lending over an extended period of time or if you are in difficulty.
Our loan costs are higher than those of other loan kinds, such as those that ask you to give a guarantee that will be paid over a longer timeframe, so if you need a longer timeframe alternative financing options are available. Further information can be found in our Principles for Responsible Lending.
Our goal in paying day lending is to offer you a quick and easy way to meet your needs. You are not in favor of solving temporal Cashflow troubles, a long-term fix, and especially not if you already have financial troubles. Keep in mind that our mortgages usually cost more than other types of credit such as a auto credit or a credit cards.
Please look elsewhere if you need longer-term financing. First and foremost, consider that we report credit information to credit bureaus. Therefore, lack of payment can negatively influence your creditworthiness. What makes you a conscientious creditor? We do this in line with our principles for conscientious lending business. Further information can be found in our Principles for Corporate Credit Responsibility.
Which are the payment day credit requirements? Our aim is to be a creditor with a sense of responsibility. Typically a first time loan is £80 but it may be less than this amount. We will determine the definitive amount and present it to you during the claim procedure before signing your credit contract.
Payment day mortgages are available up to £800. When can you pay for my payment day credit? Recognising that quickness and comfort are key drivers when it comes to requesting payment day credit, we need to reconcile this with making sound credit choices. For more information on cut-off time, see How long does it take to pay my payment day credit? on our FAQ page.
Are you gonna renew my credit? It is NOT allowed to prolong or "prolong" your credit to your next payment date by repaying the interest due. With our credits we can offer a quick response to your casual short-term needs. It is not suited to support sustainable lending over a longer period of time or under conditions of pecuniary distress.
When you need a longer-term option, there are other, more appropriate types of credit available elsewhere. When you are a first client, you can claim a credit for the same amount of money, but we can only handle your claim during our office opening times. Once you are a client, you can log into your on-line bank accounts and ask for a new credit 24x7.
Sometimes we can handle and authorise your request for further credit around the clock, but as the originator we may need to carry out further verifications, e.g. if we have not seen you for a while.