I have Bad Credit can I get a MortgageIf I have bad credit I can get a mortgage.
If my spouse has a good loan, can I get a mortgage with bad credit?
If I have bad credit and my spouse has good credit, what are my mortgage choices? Whilst you may think that having a good credit rating partner will enhance your odds of taking out a mortgage this is not necessarily the case. An experienced broker can give you guidance on the best approach to your mortgage claim and use his expertise across the entire mortgage brokerage process to find the best mortgage provider who can probably provide you with the best mortgage business.
We also have a range of mortgage loans provided by specialised creditors that are only accessible through a marketable intermediary. We also have mortgage portfolios from smaller creditors that have been developed specifically for those who have had credit problems in the past. If you have already had credit problems, call our mortgage support on 0117 313 7780 or complete our callback request page to check your mortgage option.
"Fair Mortgage Service's core is to provide you with a full range of mortgage and security advisory services, independently and professionally, provided by a dedicated advisory staff and expert administrative people. Since your mortgage is such an important deal, good consultation is essential.
Financial Fairview Cheltenham- Independent Mortgage Maker
Poor credit is not lifelong! Review your credit reports. Lost and delayed payment can remain on your credit record for up to six years. Use a credit or debit cards to help your credit or debit histories by using them little and often. Issuing small sums on your credit cards and withdrawing them every single months makes you more appealing to creditors.
Make sure, however, that you keep the amount you are spending on it at less than 30% of the overall credit line. It will increase your chance that your credit line will increase over the course of your life, it will also make your refunds simpler to administer. Dissociate yourself from finance counterparties with a bad credit standing, as their low credit standing can have an effect on yours.
Try to prevent several credit requests being made in a hurry. It can have a detrimental effect on your credit histories by showing creditors that you are "hungry" for credit.