Instant Credit Card no Credit Check

The Credit Builders pre-paid card

In the past, if you had past experience of having to pay, you may find it hard to get a credit card or private credit for it. However, a Credit Builder pre-paid card can help you fix your creditworthiness and eventually help that you will be acceptable for better offers in the long run.

As with other pre-paid calling plans, Credit Builders pre-paid calling plans allow you to recharge them with money whenever you want, and you can then use the plan as a credit or debit card, usually for a small month's charge. They have the benefit that no credit assessment is performed and no evidence of earnings is needed to ensure acceptability.

If you are applying, you have the opportunity to include a credit-builder service in your plastics. On the other hand, the first thing you need to do is repay this credit over 12 month, and by making your full and timely monetary repayments, your credit standing will begin to deteriorate. Once you have made your first month's purchase, the card issuer will report your credit card histories to credit bureaus and your credit histories will be refreshed.

After the first three month you should see an increase in your creditworthiness. Part of the advantages of using a Credit Builder pre-paid card is that there is no interest on the credit and usually no administrative costs to be paid so you only need to have to pay the normal monthly charge for 12 month.

Your credit card is intended exclusively to cover the use of your card for one year - you cannot use it for anything else. As soon as you have had your card for one year and have repaid the credit, you can then extend your card and your lending. When you do not want to extend your credit cooperative, you can simply use the card like a regular calling card.

Not only does a pre-paid card help you improve your creditworthiness, it can also help you get used to budget planning. Since you cannot dispense more than you bet on the card, there is no attempt to dispense more than you intend. Disadvantage is that pre-paid calling card does not provide the same level of security as credit card.

Card sales are covered under Section 75 of the Consumer Credit Act 1974 and the Consumer Credit Directive, which means that your card issuer is co-debtors with the dealer for sales between 100 and 60,260 that turn out to be defective, corrupt or not arriving. In order to find out why you might be rejected for credit, or to see how your credit improves, you should check your credit histories periodically with a credit bureau such as Equifax or Expert.

A copy of your credit information can be obtained through our credit surveillance canal. And if you are unsure which tickets you are likely to be eligible for, our eligibility check will give you an indication of which tickets you might be eligible for.