Local Credit Repair CompaniesLoan repair companies in the local area
Obviously it will depend on how much it is, but does anyone know how much credit repair companies bill to do all the hunting for you?
First thing you need to do is turn to the credit bureaus to get a copy of your credit record - there are 3 major media, and I suggest you turn to all three as the information they have depends on which credit provider has used their service and also which have kept the record up to date.
There are three options if you do not agree with anything - you can either get in touch with the believer and ask him to rectify the mistake (there is a specimen cover here), or you can ask the credit bureau for an explanation or you can file a rectification report.
Essentially, this is an explaining testimony from yourself that can be added to your credit history so that anyone who reviews your history can see it. While there are style guide lines for your text, you can find more information here, along with example instructions. A computer is available so that you can store the model letter on your computer and then simply process it as needed for each individual believer - it's not that you have to print each one by yourself.
It is unlikely that you will have to go until you contact the Information Commissioner, but if you do, you may be able to find a specimen cover for it. You will be much more aware of what is written about you than you would otherwise have been.
I have been looking at my credit record for a months after I became BR, and I make the contact myself.