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Commission reduces Santander's interest rate on free remorse transactions
The company has introduced market-leading fixed-rate remorro loans, free of charge, and an exclusively on-line transaction. From now on, 1.39 percent to 60 percent of the lender's two-year re-mortgage fees are available as Loan-to-Value (LTV), 1.44 percent to 75 percent LTV and 1.69 percent to 85 percent LTV. The five-year fixings fell to 1.79 percent for 60 percent LTV, 1.94 percent for 75 percent LTV and 2.29 percent for 80 percent LTV.
Santander's two-year online exclusivity mortgage is available at 1.09 percent to 75 percent LTV, with a £1,499 retail upfront. Analyses by money facts confirm that the interest rates Santander offers are the lowest no-fee mortgage rates available from High Street creditors. There has been increased rivalry in the area of reverse mortgages, as the largest maturation phase in five years - according to CACI at 35 billion pounds per annum - begins in September and October.
Others such as Accord and Aldermore have recently strengthened their mortgage lending businesses to vie for new businesses. "It is great for creditors to have some of these cracking tools available, and we can get individuals to move away from default interest rates. "We have customers based on the key interest plus 1.5 percent at the moment. Mmm.
One would think that with Brexit there would be more moving individuals, but often this happens in a sense of alarm when interest rates start to move.