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Misgage Leads Generators will be paying $500,000 to cover FTC fees for fake advertisements.
One of the FTC's claims that the FTC had created and disseminated false advertising, which falsely represented to the consumer that they could refinance their homes free of charge, was to clarify the FTC's claims.
FTC's appeal alleges that Intermundo's ads infringed the Federal Trade Commission Act, the Mortgage Acts and Practices Advertising Rule or "MAP" and Regulation N, as well as the Truth in Lending Act and Regulation Z. The ads posted on Intermundo's website as well as sites such as Google, Microsoft, AOL, and Yahoo!
supposedly overstated the amount that consumer could cut their mortgage payment if they were to refinance their mortgage, the amount that their annual interest rate would be funded, and how simple it would be to get qualified for funding. A number of the ads erroneously argued that there were no charges related to funding and others argued that interest rate fixes were available although interest rate variables were actually applied.
Intermundo will be fined USD 500,000 as part of the agreement and is required to commit further breaches and to sell, disclose or transfer user information obtained through the Delta Prime Refinance lead-generation service. s District Court for the District of Colorado, and the suggested assent order containing the conditions of the arrangement is pending judicial review.