One off Credit Score CheckOne-time credit check
There is no need for us to attempt to offer you credit or any other product in order to make a profit, so we do not contaminate your credit report with credit quotes or spamming you with credit that you are unlikely to need. Where do I know the site is safe and how do you safeguard my information?
Prior to showing you your credit report, we conduct many audits to verify that you are who you claim to be, and include information from your credit report and other resources. From which credit agency do you obtain my credit information? At present, we rely on Equifax information for your credit reports.
It also measures how likely you are to fail on a credit instrument. When the problem can be solved by the credit bureau, we will conduct the trial on your name and keep you informed of it.
The importance of getting credit reports.
London, UK, 12 February 2014 - It is important that credit reporting provides an accurate and up-to-date view of people's credit history, so it makes sense for all of us to check our credit reporting regularly. Mr James Jones, responsable de la consommation chez Experian, sagte :
"It is important that folks check their credit records regularly and tell us if they find errors. Then we can get to work by putting the recording just before the information issue, such as a loan request that is wrongly rejected by a creditor. Wrong credit information, e.g. missing payment, can be reported in a notification, and rapid response can resolve the issue within a few acronyms.
By reporting an error to Experian, it will cause a "data dispute" on your part with the creditor and mark the information as "unreliable" in the meantime. That means that any creditor looking at your review while the argument is going on should not use the controversial information in a credit approval process.
Experian?s five-step process for dispatching credit information is described below. If you do not have one, you can register with CreditExpert or order a one-time 2 mandatory review - go to www.experian.co. uk for further information. Tell us which item is incorrectTeak us which item is incorrect and what is not.
We will liaise with the organization that has collected this information in your reports and ask them to verify the correctness of the information they have collected. We will inform you that we are doing this, and we will attach a Notice of Dispute to the listing - so that anyone who looks at your story in the meantime knows that the listing is contested.
Additional HelpIf the organization/lender informs us that it believes the information is correct and you still do not agree, we will describe the next steps you can take, to include the addition of a "letter of amendment" (justification) to the record or referral of the case to a third person, for example to settle the Financial Ombudsman Service or the Information Commissioner's Office.
Via Experian Express is the premier information service provider worldwide, delivering information and analysis to customers around the globe. Credit risks are managed, frauds are prevented, market opportunities are targeted and decisions are automated. Efferian also assists individual travellers to check their credit reports and credit value and help guard against ID thieves.
Employing approximately 17,000 staff in 40 different markets, the company is headquartered in Dublin, Ireland with operations in Nottingham, UK, California, USA and São Paulo, Brazil.