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Purple Payday's site promised "An easy and quick way to lend up to 1,000 online today", but it never made me a mortgage quote. This is because it is not a creditor, but only shares your data with other companies. "It was bubbling over and asking for my credentials."
On the other hand, I was never likely to get a credit given the particulars I had handed in that involved being on benefit and having dropped from payment day creditors. All I had been given was privileged entry to a so-called membership area - they were supposed to be named sucker areas - where there were "a variety of pre-approved credit offers".
And then came a text from LikeALoan: "Bad Credit OK. So, I got a mortgage? There I was rebounded to loans - directuk.net. Although I made it clear that I was destitute and penniless, Loans Direct wanted a surcharge. It' s the truth that the site says that Pure Day is not a creditor - at the bottom of the home page in small violet characters on a violet backdrop that make up a fraction of the text that claims to be "one of the UK' s premier sites for paying day loans".
"As Damon Gibbons of the Centre for Responsible Credit said, the finance sector continues to find ways to rip off and exploit people's despair. "Lots of folks don't know what they're registering for, they think they're requesting a mortgage and actually registering for a broking facility.
Loan Wizard, from Bexhill-on-Sea in West Sussex, is one, Credit Cleaner, uses a London based email adress.