Pay Credit Card billPaying a credit card bill
Can I pay other people's credit card bills?
Yes, a credit card issuer/bank takes cash from everyone, (in more than one sense)! Obviously, the least you can pay is the amount requested on the statement; but you can pay more if you wish, along with any contributions from the individual whose name the statement is called.
When you have recieved the invoice containing a transfer/payment option below. We still have the "Bank Giro Credit" clearings system in the UK, which is similar to the check clearance system. Complete the sight deposit with the amount of funds you wish to pay, either in the form of hard currency (a breakdown of the banknotes is usually required) and/or check data.
You should already have completed the bank's sight deposit with the necessary information. Another way is to look at the back of the statement, which gives you detail on where to book the money. Here, too, you should use the giro credit with deposit on slip and put it together with the check in the cover.
At the back of the check, enter the sort code (IBAN number), the number of the credit card company's current accounts, but most notably your card number at the back of the check and the name under which the card is made out. In this way, if the check and the deposit form are split, the transfer, as indicated on the check, will still go to your balance, as the merchant only needs to use a new deposit form, which is universally valid, or use transferred money to settle the balance.
When you go to the store, it is best for the cashier/teller to cancel the account statement with his cash register seal and record the amount you deposited at the cash desk. It gives you extra security in the (unlikely) case that both check and bank giro credit/payment slip are lost.
In particular, if you have deposited money via the payment slip, this seal on the statement is proof and represents an auditing track for the institution. This means that they can use the data sets of the clearings system to track where the last entry was made. However, if wire transfer is used more frequently in the manner of debt card settlement, the wire auditing trails are immediately available, and if the system does not find the wire transfer accounts, it declines the wire transfer and the processor, i.e. the individual at the end of the wire transfer, receives a "rejection/cannot be processed" score and the money is returned and returned to your wire transfer balance.