Process of Applying for a MortgageThe process of applying for a mortgage
Process of applying for a mortgage
Selecting the right mortgage can be a challenging task without expert counsel. It is therefore more important than ever to obtain mortgage advisory services from an appropriately trained mortgage consultant at the CeMAP. Keystone Singapore mortgage consultants will be meeting with mortgage providers on a regular basis to review their unique requirements so that when we talk about a mortgage with you, we really know what we are discussing.
As a rule, it is best to reach an overall settlement before offering a real estate object in order to avoid unpleasant surprise later on. After talking to one of our advisers to talk about the different kinds of mortgage and reach a basic understanding, you are prepared to quote the real estate you want.
It can be difficult to offer a home that you want to buy. Don't let yourself be deceived by "offers about" a number of real properties by a real builder. Now you are prepared to tell us to request your mortgage on your name. We will have an understanding of what further documents the creditor needs and will initiate the dispatch, e-mail or fax to the creditor's converting office.
It is important that you understand this part correctly, as mailing incorrect documents or delaying the delivery of documents may result in longer delay in your work. The mortgage provider will require a mortgage appraisal to be performed by one of its appropriately trained appraisers. As soon as the lender's supervisor has reviewed your mortgage request, the appraisal and all support documents to your complete satisfaction, they will make you a mortgage proposal.
The keys are given to you and the mortgage begins. Typically a mortgage is over 25 years old and can often be more than 30 years old. For all our customers we carry out mortgage valuations so that you can easily leave your mortgage behind until we call you for an appraisal.