# Remortgage no Fees

No remortgage feesA number of toll-free mortgages are offered in a range of Loan to Values (LTVs). Toll-free does not mean no fees; what else should I consider when choosing a discount mortgage?

## Move your mortgages to Santander.

In addition, you get on the most of our mortgages: we reimburse your usual lawyer's fees, which are only refundable if you reimburse your loan within the first two years. View your hypothecary in the Online and Mobile Banking section. There are two parts to a mortgag. Redemption loans - Your redemption loan consists of principal and interest.

For as long as you maintain your payouts, your loan will be repaid when your loan expires. Loans only for interest - Your monthly payout will only pay the interest you are owed. You must pay back the principal at the end of your life and make sure that you have an opportunity to do so.

Stationary interest rates - gives you the assurance that you know exactly what your future mortgages will be during the first interest year. Trackers Rates - Bank of England prime rates above your starting interest rates, so your total amount of your loan payment will only vary when the prime rates do.

The Lifetime Trackers - track the Bank of England's prime interest rates for the duration of your loan. Our aim is to make home financing simpler, which is why we have provided a useful guideline and mortage calculator. Various kinds of Loans Explained Understand the difference between solid and trackers loans.

We are part of a plan that can make it simpler if you bring your home loan to us. In order to find out how much you can lend and what your total rental income could be, use our Loan Manager. You will also need this before you can request a loan on-line. In our brief videoclip you can see how simple it is to send your application on-line.

## Return transfer to The Cumberland.

A £135,000 mortgages with a 77. 14% loans to value (LTV) is available for these 6 items. Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating rate at 1. 43% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £655.

Fourteen and 192 months' payment of £836.12. There would be a principal amount of 177,107 to be paid, consisting of the principal plus interest (51,558 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 48% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £657.

£836.50 in 98 and 192 per month respectively. There would be a principal amount of 177,549 to be paid, consisting of the principal plus interest (£51,700), a handling charge (£999) and other credit charges (£150). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 48% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £657.

£836.50 in 98 and 192 per month respectively. There would be a principal amount of 177,549 to be paid, consisting of the principal plus interest (£51,700), a handling charge (£999) and other credit charges (£150). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 50% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £659.

Eleven and 192 months' payment of £836.65. To be paid in full would be 177,304, comprising the amount of the principal plus interest (51,755 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 53% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £660.

of £836.88 a month. There would be a principal amount of 177,390 to be paid, consisting of the principal plus interest (51,841 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 58% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £663.

of £837.26 a month. There would be a principal amount of 177,831 to be paid, consisting of the amount of the principal plus interest (51,982 pounds), a handling charge (999 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 58% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £663.

of £837.26 a month. There would be a principal amount of 177,831 to be paid, consisting of the amount of the principal plus interest (51,982 pounds), a handling charge (999 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 60% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £664.

Eighty-two and 192 months' payment of £837.41. At £177,587, the aggregate amount to be paid would be the principal plus interest (£52,038), a handling charge (£699) and other credit charges (£150). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 63% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months repayments of £666.

Fifty-three and 192 months' payment of £837.64. There would be a principal amount of 177,973 to be paid, consisting of the principal plus interest (52,124 pounds), a handling charge (999 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 65% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £667.

of £837.79 a month. There would be a principal amount of 177,729 to be paid, consisting of the principal plus interest (52,180 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). 01/01% for the first 2 years, followed by the SVR until the end of the hypothec. Could include the handling charge to your hypothecary, provided the LTV is not exceeded.

An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 73% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £672. Twenty-seven and 192 months' payment of £838.40.

£178,256, consisting of the amount of the principal plus interest (£52,407), a handling charge (£999) and other credit charges (£150). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 74% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £672.

Eighty-five and 192 months' payment of £838.47. There would be a principal amount of 177,984 to be paid, consisting of the principal plus interest (52,435 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 75% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £673.

Forty-three and 192 months' payment of £838.55. There would be a principal amount of 178,013 to be paid, consisting of the principal plus interest (52,464 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 78% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £675.

Sixteen and 192 months' payment of £838.78. At £177,375, the aggregate amount to be paid would be the amount of the principal plus interest (£52,550) and other credit charges (£125). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest policy at 1. 84% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £678.

and 192 months' payment of £839.23. There would be a principal amount of 178,268 to be paid, consisting of the amount of the principal plus interest (52,719 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). An £124,700 mortgages, due over 18 years, first on this floating interest 2 year term at 1.85% and then on the Cumberland Standard Floating Rates (SVR), currently 4.

For 74% of the residual life of the mortgages, 24 would require months payment of £679. Twenty and 192 months' payment of £839.30. To be paid in full would be 177,571, which would be the principal plus interest (52,746 pounds) and other credit charges (125 pounds). An £124,700 mortgages which is due over 18 years first on this 2 year floating interest policy at 1. 98% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £686.

Seventy-six and 192 months' payment of £840.28. To be paid in full would be 177,941, which would be the principal plus interest (53,116 pounds) and other credit charges (125 pounds). An £124,700 mortgages which is due over 18 years first on this 2 year floating interest policy at 1. 98% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £686.

Seventy-six and 192 months' payment of £840.28. To be paid in full would be 177,941, which would be the principal plus interest (53,116 pounds) and other credit charges (125 pounds). An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest on 2. 00% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £687.

of £840.42 a month. To be paid in full would be 177,996, comprising the amount of the principal plus interest (53,171 pounds) and other credit charges (125 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest at 2. 08% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £692.

sixty-one and 192 months' payment of £841.02. There would be a principal amount of 178,947 to be paid, consisting of the principal plus interest (53,398 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). An £124,700 mortgages, which is over 18 years first due on this 2 year floating interest on 2. 09% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £693.

Twenty and 192 months' payment of £841.09. To be paid in full would be 178,251, consisting of the amount of the principal plus interest (53,426 pounds) and other credit charges (125 pounds). An £124,700 mortgages, which is over 18 years first due on this 2 year floating interest on 2. 13% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £695.

Fifty-five and 192 months' payment of £841.39. There would be a principal amount of 178,365 to be paid, consisting of the amount of the principal plus interest (53,540 pounds) and other credit charges (125 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £124,700 mortgages, which is over 18 years paid first on this 2 year floating interest at 2. 18% and then on the Cumberland Standard Floating rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £698.

£841.76. To be paid in full would be 179,231, consisting of the amount of the principal plus interest (53,682 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). An £124,700 mortgages, which is due over 18 years first on this 2 year floating interest at 2. 43% and then on the Cumberland Standard Floating Rate (SVR), currently 4. 74% for the remainder of the mortgages maturity, would require 24 months to be paid of £713.

and 192 months' payment of £843.59. To be paid in full would be 179,214, consisting of the amount of the principal plus interest (54,389 pounds) and other credit charges (125 pounds). Their interest rates are set at 1.68% until 1 October 2020, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £72,000 mortgages, due over 17 years first on this fix interest at 1.68% by 1 October 2020 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages, would require 24 months of £405 each.

£98 and 180 a month in cash for £501.81. There would be a £100,918 to be paid in full, consisting of the amount of the principal plus interest (£28,069), brokerage fees (£699) and other credit charges (£150). Their interest rates are set at 1.75% until 1 October 2020, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV limit is exceeded. An £72,000 mortgages of 17 years paid first on this fix interest at 1.75% until 1 October 2020 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages maturity, would necessitate 24 months to pay £408.

Thirty and 180 months' payment of £502.13. To be paid in full would be 101,032, comprising the amount of the principal plus interest (28,183 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 1.90% until 1 October 2020, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £72,000 loan repayable over 17 years first on this fix interest instrument until 1 October 2020 at 1.90% and then on the Cumberland Standard Variable Rate or SVR, currently 4.74% for the remainder of the loan, would take 24 months of £413.

Twenty-eight and 180 months' payment of £502.81. To be paid in full would be 101,274, consisting of the amount of the principal plus interest (28,425 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 1.99% until 1 October 2020, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £72,000 mortgages, due over 17 years first on this fix interest at 1.99% by 1 October 2020 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages period, would take 24 months to pay of £416.

Twenty-nine and 180 months' payment of £503.21. To be paid in full would be 101,418, consisting of the amount of the principal plus interest (28,569 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 2.33% until 1 October 2020, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £72,000 mortgages of 17 years paid first on this fix interest at 2.33% until 1 October 2020 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages, would necessitate 24 months to pay £427.

of £504.73 a month. To be paid in full would be 101,967, consisting of the amount of the principal plus interest (29,118 pounds), brokerage fees (699 pounds) and other credit fees (150 pounds). Their interest rates are set at 1.90% until 1 October 2021, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £96,000 loan maturing over 15 years, paid first on this fix interest at 1.90% until 1 October 2021 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the loan, would take 36 months to pay £613.

and 144 and 36 months' payment of £719.69. There would be a principal amount of 126,565, consisting of the principal plus interest (29,716 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 1.92% until 1 October 2021, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £96,000 mortgages, which over a period of 15 years is due first on this fix interest at 1. 92% until 1 October 2021 and then on the Cumberland Standard Variable Rates (SVR), currently 4. 74% for the remainder of the mortgages, would take 36 months to pay of £614.

Twenty-four and 144 months' payment of £719.89. At £126,626 the aggregate amount to be paid would be the principal plus interest (£29,777), a handling charge (£699) and other credit charges (£150). Their interest rates are set at 2.12% until 1 October 2021, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £96,000 mortgages, which over a period of 15 years is due first on this fix interest at 2.12% until 1 October 2021 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages, would take 36 months to pay of £623.

and 144 months' payment of £721.85. To be paid in full would be 127,227, consisting of the amount of the principal plus interest (30,378 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 2.25% until 1 October 2021, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £96,000 loan maturing over 15 years, paid first on this fix interest at 2.25% until 1 October 2021 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the loan, would take 36 months to pay £628.

of £723.12. There would be a £127,618 amount to be paid, consisting of the principal plus interest (£30,769), a handling charge (£699) and other credit charges (£150). Their interest rates are set at 2.55% until 1 October 2021, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £96,000 loan maturing over 15 years, paid first on this fix interest at 2.55% until 1 October 2021 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the loan, would take 36 months to pay at £642.

of £726.03. There would be a maximum amount of 128,523 to be paid, consisting of the amount of the principal plus interest (31,674 pounds), a handling charge (699 pounds) and other credit charges (150 pounds). Their interest rates are set at 2.05% until 1 October 2023, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £74,000 mortgages, which over a period of 15 years is due first on this fix interest at 2.05% until 1 October 2023 and then on the Cumberland Standard Variable Rates (SVR), currently 4.74% for the remainder of the mortgages, would involve 60 months payment of £477.

Ninety and 120 months' payment of £542.97. There would be a £94,679 amount to be paid, consisting of the principal plus interest (£19,830), a handling charge (£699) and other credit charges (£150). Their interest rates are set at 2.19% until 1 October 2023, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £74,000 mortgages, which over a period of 15 years is due first on this fix interest at 2. 19% until 1 October 2023 and then on the Cumberland Standard Variable rate (SVR), currently 4. 74% for the remainder of the mortgages, would involve 60 months payment of £482.

Seventy and 120 months' payment of £544.70. There would be a £95,175 amount to be paid, consisting of the principal plus interest (£20,326), an agency commission (£699) and other credit charges (£150). Their interest rates are set at 2.36% until 1 October 2023, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £74,000 mortgages, which over a period of 15 years is due first on this fix interest at 2. 36% until 1 October 2023 and then on the Cumberland Standard Variable Rate (SVR), currently 4. 74% for the remainder of the mortgages, would involve 60 months payment of £488.

£546.80 per month. There would be a £95,779 amount to be paid, consisting of the principal plus interest (£20,930), a handling charge (£699) and other credit charges (£150). Their interest rates are set at 2.44% until 1 October 2023, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £74,000 mortgages, which over a period of 15 years is due first on this fix interest at 2.44% until 1 October 2023 and then on the Cumberland Standard Variable rate (SVR), currently 4.74% for the remainder of the mortgages, would involve 60 months payment of £491.

£547.78. £96,063 would be the aggregate amount to be paid, comprising the principal plus interest (£21,214), a handling charge (£699) and other credit charges (£150). Their interest rates are set at 2.83% until 1 October 2023, followed by the Cumberland Standard Variable Rates (SVR), currently 4.74%, until the end of the hypothec.

Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £74,000 mortgages, which over a period of 15 years is due first on this fix interest at 2.83% until 1 October 2023 and then on the Cumberland Standard Variable rate (SVR), currently 4.74% for the remainder of the mortgages, would involve 60 months payment of £505.

£552.54 per month. There would be a £97,454 amount to be paid, consisting of the principal plus interest (£22,605), a handling charge (£699) and other credit charges (£150). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £94,000 mortgages, which is due over 30 years first on this floating interest 3 annuity for the life of the mortgages at 29%, would involve 360 months repayments of £411.16.

There would be a principal amount of 148,963 to be paid, consisting of the amount of the principal plus interest (54,018 pounds), a handling charge (795 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £94,000 mortgages, which is due over 30 years first on this floating interest 3 annuity for the life of the mortgages at 29%, would involve 360 months repayments of £411.16.

There would be a principal amount of 148,963 to be paid, consisting of the amount of the principal plus interest (54,018 pounds), a handling charge (795 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £94,000 mortgages, which is due over 30 years first on this floating interest 3 annuity for the life of the mortgages at 29%, would involve 360 months repayments of £411.16.

There would be a principal amount of 148,963 to be paid, consisting of the amount of the principal plus interest (54,018 pounds), a handling charge (795 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £94,000 mortgages, which is due over 30 years first on this floating interest 3 annuity for the life of the mortgages at 49%, would involve 360 months repayments of £421.58.

To be paid in full would be 152,714, consisting of the amount of the principal plus interest (57,769 pounds), a handling charge (795 pounds) and other credit charges (150 pounds). Could include the handling charge to your hypothecary, provided the LTV is not exceeded. An £94,000 mortgages, which is due over 30 years first on this floating interest 3 annuity for the life of the mortgages at 49%, would involve 360 months repayments of £421.58.

To be paid in full would be 152,714, consisting of the amount of the principal plus interest (57,769 pounds), a handling charge (795 pounds) and other credit charges (150 pounds).