We are at the head of this highly researched, fast-moving sector and have extensive internal expertise with both major international financiers and regulators such as the CFPB (Consumer Financials Protection Bureau). We work with banking, mortgaging and service providers, other retail financiers and all types of small US dollars lenders, as well as securities, payment days, general instalment, rent-to-own and Indian tribal lenders and on-line lenders.
We advise our client on a broad range of matters, which include corporate governance, tax law, tax law, tax law, tax law, compliance, licencing, government investigation, tax law, tax law, risk assessment, auditing and auditing assistance, commercial transaction and multi-state settlement. Wherever disputes arise, the practice has a comprehensive selection of litigators with an unprecedented range of expertise in the area of retail financing.
Furthermore, the firm's multi-disciplinary staff provides our small dollars customers with a full array of other company law related litigation offerings, encompassing labour and job counseling and governance relationships. Rigorous compliance with all applicable laws and regulations is more important than ever in an enviroment where small dollars lenders are the goal of state and state regulators.
Our customers have been assisted in revising their guidelines and practice to ensure adherence to Dodd-Frank and the new CFPB rules, which include the Truth in Lending Act (TILA) as transposed by Regulation No. 1, the Electronic Fund Transfer under Regulation No. 1, the Equity Rules in Regulation No. X and Regulation No. 1 and the Consumer Financial Protection Act's ban on improper, misleading and improper actions and practice.
It also contributes to ensuring adherence to requirements such as the Equal Credit Opportunity Act (ECOA), the Electronic Funds Transfer Act (EFTA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Fair and Accurate Credit Transactions Act (FACTA), the Bank Secrecy Act and the Anti-Money Laundering Rules by BSA-AML and the USA Patriot Act, as well as to data protection provisions that implement the Right to Financial Privacy Act and the Gramm-Leach-Bliley Act (GLBA).
We also conduct risks evaluations and support regulation requirements by auditing accounting documents, guidelines, procedures, form and all layers of our business. Our role is to advise and assist our customers in answering questions from regulators and in the development of more resilient programmes for better regulation and best practice, often under supervision of upcoming approval orders or regulations.
We provide origin ination, serving and actions in connection with the CFPB, the Office of the Comptroller of the Currency and the Federal Reserve System. Working in close cooperation with our customers, we revise guidelines and processes at all stages of their business, design compliancy governance frameworks and perform CFPB audits so that customers are prepared when regulatory authorities launch audits or assertiveness studies.
Offer government license and audit fees for small business loans in dollars for government use. Most of the license agreements that our customers carry out include offers from the general government or the general government, as well as restructuring and reorganisation measures, and share or assets purchases. In addition, we support Germany-wide license and renovation as well as all types of commercial license in the area of retail loans.
Company is defending allegations of misreporting of credit balances and collections procedures, claiming breaches of Fair Trade Fair Trade Fair Trade Fair Trade Fair Trade Fair Trade Credit Reported (FCRA), Fair Trade Fair Trade Fair Trade Fair Trade Fair Trade Fair Trade Debt Collet Practice Act (FDCPA), Servicemembers Civil Relief Act (SCRA), Telephone Customer Protections Act (TCPA) and Automatic Stay in Bankruptcy. We further represent and warrant our rights in connection with allegations of piracy, cheating, ID thievery and RICO, and allegations of violation of state and state consumer laws, such as the Truth in lending Act (TILA).
Our practice covers a wide range of single and collective lawsuits, using the firm's expertise to deliver favourable results for our principals. We also represent our client as a plaintiff in dispute with sellers or other companies and offer one of the toughest and most proactive appointment practice in the state.
The Governmental Affairs Group' primary focus is on the representation of interests and regulatory oversight for individuals, governments and business organisations. Our firm offers a comprehensive set of legal advisory firm and advisory firm offerings that focus on small dollars lenders and help our client resolve challenges and take advantage of opportunity. Subjects such as the Operation Choke Point, the CFPB small buck regulation, the law setting yearly percentages and other constraints on the sector were raised.
We have also worked in close collaboration with White House officers, high government officers, congressmen and their associates, advocates general, government regulators, state lawmakers and state bank officers on our clients' behalf. Our customers have also included White House officers, high government officers, congressmen and their associates, lawyers general, government regulators, state lawmakers and state bankers. Through the combination of our expertise in performing in-house client research and unprecedented expertise in the finance sector, the company has conducted and taken part in thousands of supplier regulatory compliancy surveys across the nation for our customers.