Top Mortgage Lenders 2015

Practically all members provided numbers, and our chart shows the mortgage loans taken out and the members' balance due, round to the next 100 million pounds and on the same base. For the first loan only, the following information is shown in the charts. The following full charts show more than 50 companies' GDP advance payments last year and more than 70 lenders' balance overdue.

However, you will need to dowload the files (below) to see the complete charts. Overall, the figures show that our members (including those not listed in the table) represented 97% of mortgage receivables and mortgage loans last year. In 2015, aggregate exposure amounted to £220bn, an increase of 8% on 2014.

Chart 1 shows that the biggest lenders' shares of the pie fell last year, with medium-sized companies, especially those in places 11 to 15, gaining shares. Thus a tendency observed since 2010 is continuing (although the changes in financial information do not allow a straight comparision with the pre-2014 figures). One sector inquiry added another perspective; overall, challenging and special financiers boosted their total exposure by around 56% in 2015, equivalent to a 2.9% increase in their combined overall credit position.

On the other hand, the incumbent retailers and home savings and loan associations raised their GDP loans by a more moderate 4% and 9% respectively. And the same five lenders occupy the top positions. But in this context, the Royal Bank of Scotland raised its total loans by 25% in 2015, rising from fifth to four.

Out of 16 lenders in this class, 11 rose to the top. This includes Metro Bank, whose credit increase of 200% last year recorded the fastest increase from rank 24 to rank 16. All in all, 2015 was a year in which the mortgage subprime mortgage subprime markets became even more attractive. The preliminary results of many lenders to date point to continued strong economic activity, which is in line with sector figures showing that credit in the first half of 2016 was at its highest since 2008.

The outlook for the mortgage markets, as in any other UK economic activity, is less secure than at the beginning of the spring. Here you can find the complete CML member loans by mortgage credit balance due and by 2015 mortgage credit exposure. Here you can find the complete CML member loans by mortgage credit balance due and by 2015 mortgage credit exposure.

As far as possible, the numbers are adapted to those reporting companies to the Bank of England in the IS format. This definition excludes second fee loans and loans to housing companies. For more information on the IS application please visit the Bank of England website. Not all lenders in prior years applied these standards.

In this case, the numbers and/or ranking lists may differ from those given in the previous year's tables. These are all presented on a full year base and round to the next £100m. Numbers are presented on the base of finance groups. Here you can find the complete CML member loans by mortgage credit balance due and by 2015 mortgage credit exposure.

As far as possible, the numbers are adapted to those reporting companies to the Bank of England in the IS format. This definition excludes second fee loans and loans to housing companies. For more information on the IS application please visit the Bank of England website. Not all lenders in prior years applied these standards.

In this case, the numbers and/or ranking lists may differ from those given in the previous year's tables. These are all presented on a full year base and round to the next £100m. Numbers are presented on the base of finance groups.