Top ten Credit RepairThe top ten credit repairs
United Kingdom Rejection Capital Credit Cards issued by Domfries Crushed Credit Cards
When the UK comes out of the turbulence, consumer confidence is at last high enough to be spending on credit. Studies show that 61% of UK credit card applicants were rejected last year, an increase of 2% over last year.
Choosing the next best ticket is not a fair game, however, as the chances of consumer satisfaction vary across the whole nation depending on their particular situation. There is a different history to be told in each area, with enormous fluctuations in terms of joblessness, costs of subsistence, homeownership and debt, and many other things - the creation of a postal code raffle.
Last year this information covered 115 areas in the United Kingdom and all numbers are related to the UK mean. Dusfries was topped as the UK's main credit centre, rejecting 64% of all credit cardholders who requested a credit card/credit certificate. As regards the nature of the requested users, 64% of those requesting credit lines were refused last year as opposed to only 52% of those requesting repair lines.
Therefore, many of the rejected customers could have had a better acceptability if they had chosen a credit repair service with milder credit approval regimes than a desk with the best purchase. The Credit Index shows a clear north-south gap across the UK when it comes to safeguarding the best credit cards.
Areas outside southern England dominate the top ten places with the least chance of credit-fair security. This index shows that the highest percentage of credit cardholder refusals occurred in Dumfries (64.2%), Sunderland (64.1%) and Kilmarnock (63.7%) with around two third of the requests refused last year.
In the South, which is inhabited by the highest concentrations of clean credit, the opposite is clear. 6% ) and Surrey (Kingston on the Thames 43. 5%), with around 44% of the population likely to get the credit cards they requested. The three areas also occupy the top three places for credit repair product proposals, with almost half of all proposals expected to be accepted.
Clearly Harrogate is the North' s messenger in the top credit acceptability chart as the only northerly area in the "Best of" ranking in fourth place. This index also covers the most credit-hungry areas in the UK. The Blackpool is well beyond the borders of the nation, taking first place for most per head credit card requests.
This share, however, increases to 66% when bidding for market-leading goods. The second and third best borrowers were Kilmarnock and Manchester. On the other hand, people in West London and Shrewsbury made the lowest per capita credit requests. "The credit index has revealed a plethora of insights and previously unknown refusal rate figures across the state.
As one of the main results of this survey is that credit cards have actually been more rejected over the past year, which is interesting as the overwhelming consensus among creditors has actually loosened their acceptability requirements over the same timeframe. That can only mean that consumers' trust has grown and those with a bad credit record are reapplying for credit.
Adopting the "Apply with Confidence" utility, HD Decisions is the premier credit card prequalification solution that uses a deep knowledge of credit information and lenders' credit guidelines to allow customers to see which product they are most likely to be accepting before making an order. The probabilities are based on a typical sampling of suppliers (15 major straddle stocks and 5 credit repair products) in 115 areas in the UK last year, based on the UK domestic mean.
Often described as a premium credit line, a primary credit line usually targeted at those with an above or below-average credit rating. Repair cards are products developed for users who want to rebuild a previously corrupted credit story or create a new credit one.
This is defined as a map with a representive annual percentage rate of charge of over 25%. According to research by OnePoll (Q4 2013) among 2,000 credit-cardholders. Furthermore, 1,103 credit cardholders were asked what kind of credit cards their primary is. At the Moneynet Personal Finance Awards 2018, we were named the best free credit bureau, and in less than 12 month our free credit report has already given more than 500,000 clients credit information override.
We have also been pioneers in software search and suitability assessment to mitigate the risks of clients being turned down for loans. We provide a range of financial solutions aimed at facilitating face-to-face financing, assisting clients to enhance their credit standing and finding the best product for their needs.