Understanding your Credit ScoreComprehension of your creditworthiness
As an example, Ocean's credit boost credit is open to those who can make an effort to get a credit from other creditors because they either have a bad credit record or no credit record at all. To get a synopsis of your credit histories with Callcredit, Equifax or Expert you can send them a query together with 2. Both Expert and Equifax have also been paying for service which you can register for a month's subscription to.
Call Credit has a free noddle named credit facility. It's a good idea to review all three credit card companies - because you won't know when you're applying which of your favorite lenders used. You will find that when you review your credit histories, each of the credit bureaus suggests what they think your creditworthiness will be.
They may have been hearing rumors that some individuals are "blacklisted" and therefore cannot obtain credit from a creditor. We do not have a shortlist of persons who are not eligible for credit. Creditors use the information on your credit request and credit histories - and make their own decisions whether or not to grant you credit.
Only because you are refused by one creditor does not mean that another creditor will not do so. It is worth doing your research, however, to find the creditor and the best fitting item for you - and one you think has the best chances of being approved. Often when you request a loan, it will leave a "footprint" on your credit record that creditors can see.
As a result, creditors may be hesitant to accept your request. You can find hints on how to improve your creditworthiness here.