What you need to Apply for a Credit Card

You must be full-time, part-time, self-employed or in retirement. In order to apply (as principal cardholder), you must be at least 18 years old. Do not default or have failed to make more than 2 installments on a loan contract in the last six month. You must be full-time, part-time, self-employed or in retirement.

When you have all your information at your fingertips, the process takes about 10mins. We will take 5 workingdays to tell you whether your job interview was a success or not. A credit assessment is used to ensure that you are requesting the right card for you.

Credit agencies will prepare a credit histories statement and we will use this information to determine whether or not this is an appropriate credit card for you. You will be contacted within 5 business days to make a credit card request. Rejecting a credit card can have a detrimental effect on your creditworthiness.

In this case, you should refrain from submitting another application for the same card. Every request, whether affirmative or unfavourable, is displayed in your credit record.

"Why do I have to give a statement to Saga for a credit card request?

Recently I submitted an application on-line for a credit card from my saya. Paying to get my full credit history, I reprinted the 20 pages and sent them back to Saga with the required documentation. I' ve written that I'm not going to send my account statement. I' m now anxious that if I reject and stop the lawsuit, Saga will be putting an entry on my credit statement that credit was in fact declined.

Of course, you found the plea for details on account statement too pushy, as did many others. Recognize that your credit history can be hard to determine because you have not searched for credit for some while. The Allied Irish Banks (AIB) provides the credit card. Talked to Saga, who said:

"The AIB, as a conscientious creditor, conducts a series of audits to assure affordable pricing for all Saga Plateinum card holders. "In most cases, a credit assessment by a credit bureau provides enough information for the creditor to make a choice.