Need a long Term Loan with Bad Credit

Like getting a short term loan when you have bad credit.

Luckily, some creditors make provision for those who have a bad credit record but want to take out a loan. Many places offer free credit and financial tips - try the Currency Advisory Service or Step Change, for example, or make an appointment with your Citizens' Consultants' Bureau.

When you need a quick and easy loan, but you are concerned about your prior bad credit record, visit our page on how logbook loans work to find out if this kind of short-term loan is for you.

Credits for CCJs & Bad Credits

Our specialty is to help individuals with a CCJ by locating CCJ loan even if they have been refused by other creditors. Because we know that one thing doesn't suit all, we look at each individual's circumstance on an individual basis, and if we can help, we will. Are you interested in researching credit with a CCJ as well? Take a look at our comprehensive guidelines below to help you determine whether a CCJ loan is right for you.

Are there any kinds of loans available at Ocean? There are two different kinds of loans you can request - a Home Owner Loan or a Private Loan. An owner-occupier loan is often referred to as a collateralized loan because it is backed against your home. Therefore, you must own your own house to be entitled to one.

Houseowner Lending is for large monetary sums - 10,000 to 100,000 and can be paid back over 3 to 25 years. An individual loan is different because you don't necessarily have to be a house owner to be entitled to it. For what can I use a loan? Helping to find credit for many different things.

Where is the distinction between a Home Owner Loan and a Private Loan? There is a major difference between the two: in order to obtain a landlord or a loan, you must own your own home. That is not the case with a private loan. When you are a house owner, you may be more likely to be acceptable for a house owner loan, especially if your credit standing is not impeccable.

Thats because homeowners loan providers provide more collateral as it is backed against your ownership. Our specialty is to help those with less than impeccable creditworthiness. We take your specific needs into account and, if possible, find a suitable loan for you. Can I use Oceans? Loan application to Ocean is really fast and easy - we just need a few small points and can make you an immediate proposal.