Where to Apply for a home Loan

They can apply with telephone consultation or in a country-wide subsidiary.

When you apply for a Save to Buy mortgages, surety mortgages or co-ownership, you need to apply with words and deeds. Unless you want guidance or help with your job interview, you need to be sure that you are willing to take full charge of selecting a mortgages loan that suits your circumstances.

You can stop where you are at any time and complete your job interview by telephone or at the store if you opt for an on-line job interview but at any point want to be advised. We also help you understanding what information and documentation you need to make available when you apply. When you apply on-line, you can e-mail or mail your documentation or submit it to your nearest office.

When you apply by telephone, please send your documentation by mail or take it with you from your nearest office. When you apply at the store, you can take your documentation with you to your appointment(s). As soon as we have your request for a loan, we will endeavour to examine it and the documentation within 48hrs.

We will ask you to evaluate the real estate within 3 working days of receipt of your loan claim. As soon as we have your evaluation documentation, we can authorise your financing proposal. It may take up to 1 weeks after approval of your claim. You do not, however, have to await the end of the cooling-off date before accepting the bid.

Once you have collected, we will inform you in written form what your first loan will be and when it will be paid. Usually this is more than your normal regular money transfer, as it contains interest for the period between the date you collected and the end of that particular period - plus your normal money transfer for the following one.

We will then text you as soon as we get an appointment to ship the mortgages. Once you have your mortgages on the market, a rating must be made on the house you are purchasing. Once you have moved in, we will tell you in written form what your first loan is and when it will be paid.

Usually this is more than your normal monthly fee, as it contains interest for the period between the date you collected and the end of that particular period - plus your normal annual fee for the following one. Hypothecaries are backed on your house.