Build your own Credit Card

More Th>n starts developing your own credit card.

More Th>n, the UK insurance provider Royal & SunAlliance's premier provider of online finance solutions, will launch a joint email and text messaging campaigns to advertise a new do-it-yourself credit card that allows customers to choose their own interest rate, cash back reward and annuity. It launches the card, which shows that over two-thirds (18 million) of those with low borrowing introductions balance their credit balance each months.

The new More than a credit card, which has been designed in collaboration with Accucard, allows clients to select their own combinations of interest rates, cashback reward and annuity levels. Besides the possibility to create the card and its look yourself, clients can modify the card's image up to three free changes per year.

A number of promotional activities have been carried out to support the new card, among them two e-mail promotions: one for a data base with 70,000 additional Th>n clients and another for an outside data base. Text messaging is also sent to persons who have pre-registered on the More Th>n website.

Pairs should have common credit card.

A vast number of married partners conceal banking and credit card balances from each other - 72 million to be precise. Then there are these married partners who frankly choose to have their own private account and credit card so they can debt-free spent that cash on anything they want. Prevent disputes about spending and saving & Build a happy and secure future together," says this mindset is customary among many of the pairs he encounters.

Admittedly, he says, using segregated credit will most likely end up doing more damage than good for your financials. Keep in mind that the emphasis here is on you as a couple: you are a group, a unity working to build a better cohabitation. If you have your own credit card, it is much simpler to make shopping hides and eventually get into debts.

You should have both your name on all your tickets and you should check your month bills. If you think you won't have any share in a possible indebtedness that your partner will raise on his or her credit card, Motske says you're mistaken. According to the writer, both partners are responsible for most of the debts that arise during the wedding, even if you were not the one who spent the money.

"And if you break up and your husband has $70,000 in debts, you'll probably be responsible," says Motske. "If your husband decides not to repay these debts, you are to blame. It is therefore to your advantage to know exactly how much is expended each month."

"It' s important to have a little cash you can afford on your own, I think. Can only be "secret" in the meaning that you don't have to settle your shopping with your spouse." It discourages crossing the border with this kind of cash and says it should be "income-sensitive".

When your $50,000 per annum is your pay, he will suggest putting aside $50 per individual per calendar year. When you earn $150,000, any individual can have $150 to pay each and every monthly.