Home Loan information first home Buyers

Housing Loan Information First House Buyer

Have a look at our Help to Buy ISA Guide, which provides you with the information you need. Further information can be found on the Housing Advice NI website. Every step contains more information, tips and tools to help you on your way.

Guideline for first-time buyers

Obtaining a home loan and pulling into your first home can be a long and scary affair, especially if you're uncertain of which way to go. While we have a complete homebuying check list and instructions on how to apply for a home loan on-line, the following sections are designed to help you better grasp the processes and types of things you need to look for.

If you are on a trip to buy your first home, there are some important issues you should ask yourself. If you are considering the nature of the area you want to be living in and the nature of the real estate you want to buy, it will be easy for you to make some choices later in the game.

Gain a clear idea of how high your refunds could be. Use our Pay Desk to find out how high the refunds on a prospective home loan could be by typing in some fundamental information. When you are able to work out your loan to value, you can see which of our financial services solutions are right for you.

You can use our credit estimator to find out how much we can provide you for a home loan on your first home. Approval in principles (AIP) determines whether we are in a condition to loan you the means to buy a real estate. Receiving your AIP at this point is useful if you want to begin viewing real estate and have the confidence that we can basically grant you credit.

So, you have your permission in principle (AIP) and found a real estate you want to buy, the next step is to look at the available mortgages on it. Browse our guidelines on the different mortgages available. Notice that an on-line hypothecary request is made only on the base of "execution".

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