Best home Loan Lenders for first Time BuyersBest-of-breed home loan lender for first-time buyers
With our fast loan calculator you can get a general picture of how much you could lend, what security you need and find out more about our loans and available interest levels. The notion of a home that' s just right is different for everyone. No matter what you need for your house of your dreams, we are here to turn your visions into deeds.
The more you save, the larger your down payment (and the smaller your mortgage) could be. Loans are offered with a 95% Loan to Value (LTV) limit, which means you need a 5% down payment. If you are not sure what some of the words mean, we have added some meanings to our lingo for first time buyers.
It' clearly stated to help you understand the peculiarities of purchasing your first home. You can then choose which of our loans suits you best, based on the amount you wish to lend. Take advantage of our fast and easy Hypothekenrechner to find out what your redemption payments could be and get an impression of the loans and interest rate we provide.
Our 2, 3 or 5 year straight mortgages let you know what your total amount of repayment will be for the first time. With our Trackers Rates Hypothec, you can track the Bank of England's prime rates, which means your payments can go both up and down. An evaluation or poll will tell you and your home mortgages company about the state of the real estate you want to buy and how much it is valuable.
When you buy a home, your lawyer or agent will take care of all the necessary steps, such as the transfer of ownership of the home from the vendor to the purchaser and conducting research to ensure that there are no limitations that could apply to the ownership. Alternatively, if you do not yet have a lawyer or agent in view for your home acquisition, we can direct you to LMS, a firm specialising in the procurement of land transfer lawyers.
You now have a home that you like and a home loan that makes you look at home. It' not the end of your mortgages. When you want to discuss with us everything that has to do with your mortgages, do not hesistate to contact us. Once you have had the evaluation and settled the end rate, it is time to request your hypothec.
Building your home is probably the largest capital expenditure you will ever make, and you will want to make sure that all your new belongings are fully protected. In order to keep things easy, we have put together a Home Movers checklist. You now have a home that you like and a home loan that makes you look at home.
It' not the end of your mortgages. When you want to discuss with us everything that has to do with your mortgages, do not hesistate to contact us. We have UK resident team members here to speak with you six and a half times aweek.