Can I get a Personal Loan with no Credit

Collateralized loan - this kind of loan is collateralized against something you own, such as your home or auto. Whilst secure mortgages can provide a credit facility if you have bad credit or need to lend a large amount of cash, they can expose you to the risks of loosing your home if you do not make refunds.

Usually this is a boyfriend or relative who has a good credit rating and is willing to ensure repayment if the debtor default.

Jobless, no credit rating: Could I get a loan? Personal loan, not student loan.

I am 20 years old, currently out of work (looking for work) and have no credit record, i.e. I have never had a credit or debit card. I am a young man. I' m not qualified for a student finance loan. It'?s not in connection with my college education, it's just a personal loan. You need at least a part-time gig and some kind of credit record for a loan this high.

Unbelievable, and if someone offers you a loan, run. You will be insolvent within a year, you will need a job to pay back a loan at regular prices. What is the purpose of the loan and are you active in finding work? To get a loan, you have to almost show that you don't need it.

I am 20 years old, currently out of work (looking for work) and have no credit record, i.e. I have never had a credit or debit card. I am a young man. I' m not qualified for a student finance loan. It'?s not in connection with my college education, it's just a personal loan. I am 20 years old, currently out of work (looking for work) and have no creditworthiness, i.e.

I' ve never had a credit or debit card before. I' m not qualified for a student finance loan. It'?s not in connection with my college education, it's just a personal loan. Credit will soon build up. Credit cards. I am glad that you are trapped between a cliff and a tough place until you get a gig that you can't afford, and therefore it is not possible to get a credit score and therefore not possible to get a loan.

It is ironic that these days you need a credit cards to deserve a good credit histories, but the overwhelming majority of high street merchants need a good credit histories before they will give you a credit cards. I am 20 years old, currently out of work (looking for work) and have no credit record, i.e. I have never had a credit or debit card. I am a young man.

I' m not qualified for a loan on college finance. It'?s not in connection with my college education, it's just a personal loan. You' re a college kid? You' re not going to get credit, and if you did, it would be a really poor thing to do - how are you going to pay it back? Several credit card companies provide you with six month at 0% interest if you join them.

E.g. I recently subscribed with Nationwide to get a credit card with a limit of almost 3k, and for the first 6 months I only have to Pay off 25£ per month and no interest will build on anything I have issued. I CAN' GET A PAYDAY LOAN. Yields are staggering on these (over 1000% APR - so if you lend 2000 you'll end up 20,000 - yes, twenty thousand quid - after 1 year).

QuickQuid, the premier on-line payment day loan facility, quickly provides resources to help you meet the daily living challenge in the privacy of your own home. £2000 is a lot more than that.