Cheapest Credit Card Rates

Several card providers set your interest rate on the basis of your credit history.

Interest on credit cards all over Germany

You card may have an initial interest of 0% on your purchase or transfer. As soon as your launch bid ends, your entire account will bear interest at your current interest will. You will find detailed information on your launch offering in the "Interest Overview Table" in your account statements, which you can consult in the Internet Bank.

We will inform you when a promotion on your account is about to end. In some cases, we provide account balances or buy bids for our current clients. This allows you to make shopping or make bank deposits at a discounted interest rates. After acceptance, you will find further information on these quotations in the "Interest Overview Table" in your settlement.

You will receive a yearly interest of between 15 and 30 euros per year, subject to your circumstance and the card you are applying for. You can find your interest rates in the "Interest Overview Table" in your account statements. Intermediate payments are extra payments to your card during a billing time. Wherever you use your card to obtain money (e.g. at an ATM) or for gambling cashback, you are paying a certain interest for these particular operations.

Your current purchasing APR is the same as the initial payout ratio for your current withdrawal. In the case of advances in the form of liquid funds, interest will be calculated from the date on which they are executed, even if you fully settle your account on the due date. Your interest rates for revolving loans can be checked in the "Interest overview table" of your extract.

There may be charges for bank loans. In the case of purchase in non-domestic currencies, we shall calculate interest at your normal interest at the end of an interest-free periode. Your interest rates can be found in the "Interest Overview Table" in your account statements. When you use your card to obtain money in a different country (e.g. an office in the UK or an ATM abroad), or when you play games of chance, you are paying the interest on the " Bar Voraus " for these particular operations.

Your current purchasing APR is the same as the initial payout ratio for your current withdrawal. In the case of advances in the form of liquid funds, interest shall be payable from the date on which they are made, even if your account is fully paid on the due date. After an interest-free timeframe has expired, we calculate interest on balances transferred at your current interest rat.

Dependent on your circumstance and the card you applied for, the interest will be between 15. In the case of balances transferred, interest will be calculated from the date of the remittance, even if you fully settle your account on the due date. It is possible to verify your interest rates on your balances in the "Interest Overview Table" in your account statements.

There may be charges for credit transfer.